4065 Roaring River Rd, Hilham, TN 38568 Property Records

Jackson County property record for 4065 Roaring River Rd, Hilham, TN 38568

Property Summary

Property Type	Single Family Home
Lot Size	13.5 acres (589,802 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2026)
Tax Bill	$381 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044062 00702`

Property Details

APN / Parcel Number

Primary APN	`044062 00702`
Alternative APN	`062 00702`

Exterior

Lot Area	589,802 sqft (13.5 acres)

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4065 ROARING RIVER RD
City	HILHAM
State	TN
Zip	38568-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	JACKSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1010
Census Tract	960400

Owner

4065 Roaring River Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Jackson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Warranty Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY
Oct 17, 2017	Deed of Trust, Mortgage CITIZENS BANK
Apr 12, 2021	Warranty Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY
Aug 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Oct 7, 2024 · Amount on File
Deed Document Number	2026657
Deed Book / Page	128 / 1410
Transfer Doc	0085000029
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Oct 7, 2024
Property Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940
Document Number	0000001892
Book / Page	119 / 1726
Map Reference	MB C PG 294
Instrument Date	Sep 27, 2024
Instrument	24001892
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940

Mortgage

Document Number	0000001893
Date	Oct 7, 2024
Book Page	119/1729
Instrument	24001893

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	120 VILLAGE DR, PORTLAND, TN 37148

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 27, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001719
Date	Oct 17, 2017
Book Page	086/0991
Instrument	17001719

Lender

Name	CITIZENS BANK
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Apr 12, 2021
Property Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940
Document Number	0000000773
Book / Page	101 / 1471
Instrument Date	Apr 5, 2021
Instrument	21000773
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 CHERRY GROVE DR, HENDERSONVILLE, TN 37075-1567

Mortgage

Document Number	0000000774
Date	Apr 12, 2021
Instrument	21000774

Lender

Name	PERSONS BANKING COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 5, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON TN
Recording Date	Aug 29, 2019
Property Address	4065 ROARING RIVER RD, HILHAM, TN 38568-5940
Document Number	0000001389
Book / Page	000093 / 001589
Instrument Date	Jun 8, 2017
Instrument	1389
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SHANNA LN HILHAM TN 385685919, HILHAM, TN 38568-5919

Tax Assessment & Valuation

The 2025 property tax bill for 4065 Roaring River Rd was $381.

Source: Jackson County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00	$14,950 Land $9,350 Building $5,600
2023		$9,350 (-) Land $9,350
2022	$210.00	$9,350 Land $9,350
2021			$59,800 Land $37,400 Building $22,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4065 Roaring River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 Roaring River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY U.D. #1 serves 750 people · EPA ID TN0000252
Water Source	Purchased surface water from OLD GAINESBORO ROAD U.D.
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

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