4065 Ramsey Rd, Sharon, SC 29742 Property Records

York County property record for 4065 Ramsey Rd, Sharon, SC 29742

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,005 sqft · built 2020
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Nov 2017)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`142-00-00-043`

Property Details

APN / Parcel Number

Primary APN	`142-00-00-043`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,005 sqft

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	609,840 sqft (14 acres)
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	341 sqft

Location & Zoning

Street Address	4065 RAMSEY RD
City	SHARON
State	SC
Zip	29742-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC-I
Legal Description	LT# 5 RAMSEY RIDGE (14AC)
Legal Subdivision	RAMSEY RIDGE
Legal Lot Number	5
Jurisdiction	YORK SC
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2053
Census Tract	61900

Owner

Source: York County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAMILY TRUST FCU
Jul 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Apr 19, 2019	Trustee's Deed, Construction Loan · Line of Credit FAMILY TR FCU
Nov 17, 2017	Deed, Transfer · ARM FAMILY TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	0016698465
Deed Book / Page	16698 / 465
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2106100112
Date	Nov 29, 2023
Book Page	21061/112
Instrument	2023037333

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022800267
Date	Jun 7, 2022
Book Page	20228/267
Instrument	2022026275

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 30, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Document Number	1846400199
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 RAMSEY RD SHARON SC 297425737, SHARON, SC 29742-5737

Mortgage

Document Number	1846400199
Date	Aug 3, 2020
Book Page	018464/000199
Instrument	34559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK SC
Recording Date	Apr 19, 2019
Property Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Book / Page	017501 / 000456
Instrument Date	Apr 18, 2019
Instrument	14955
Transaction Type	Construction Loan
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 RAMSEY RD SHARON SC 29742, SHARON, SC 29742

Mortgage

Document Number	1750100456
Date	Apr 19, 2019
Book Page	017501/000456
Instrument	14955

Lender

Name	FAMILY TR FCU
Type	Credit Union
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 17, 2017
Property Address	4065 RAMSEY RD, SHARON, SC 29742-5737
Document Number	1669800465
Book / Page	16698 / 465
Map Reference	MB D-349 PG 9
Instrument Date	Nov 16, 2017
Instrument	201700049596
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 192, YORK, SC 29745-0192

Mortgage

Document Number	201700049597
Date	Nov 17, 2017
Instrument	201700049597

Lender

Name	FAMILY TRUST FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00 (+15.89%)	$11,266 (+14.94%) Land $598 Building $10,668	$525,350 (+56.3%) Land $141,350 Building $384,000
2023	$1,687.00	$9,802 Land $272 Building $9,530	$336,114 Land $97,870 Building $238,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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