40648 Willowcroft Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 40648 Willowcroft Ct, Aldie, VA 20105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,564 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$753,712 (Dec 2017)
Tax Bill	$9,286 (2023)
Deeds & Mortgages	Feb 2022 Refinance Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`285-15-6189-000`

Property Details

APN / Parcel Number

Primary APN	`285-15-6189-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,564 sqft Living Area
Gross Area	5,936 sqft
Basement Area	1,447 sqft
Finished Basement	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40648 WILLOWCROFT CT
City	ALDIE
State	VA
Zip	20105-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR1UBF
Legal Description	ROSEDALE LOT 49 201512170082962/3P
Legal Subdivision	ROSEDALE
Legal Lot Number	49
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1010
Census Tract	611810

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40648 WILLOWCROFT CT, ALDIE, VA 20105-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Dec 29, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	201712290080379
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40648 WILLOWCROFT CT, ALDIE, VA 20105-4105
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007669
Date	Feb 7, 2022
Instrument	202202070007669

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	338 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.54%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40648 WILLOWCROFT CT, ALDIE, VA 20105-4105
Document Number	20200325020597
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40648 WILLOWCROFT CT ALDIE VA 201054105, ALDIE, VA 20105-4105

Mortgage

Document Number	20200325020597
Date	Mar 25, 2020
Instrument	20597

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.54%

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 29, 2017
Property Address	40648 WILLOWCROFT CT, ALDIE, VA 20105-4105
Document Number	20171229080379
Instrument Date	Dec 28, 2017
Instrument	80379
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40648 WILLOWCROFT CT ALDIE VA 201054105, ALDIE, VA 20105-4105

Mortgage

Document Number	20171229080380
Date	Dec 29, 2017
Instrument	80380

Lender

Name	CALATLANTIC MTG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,286.00	$1,061,350 Land $350,300 Building $711,050	$1,061,350 Land $350,300 Building $711,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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