40648 Carlisle Ave, Elyria, OH 44035 Property Records

Lorain County property record for 40648 Carlisle Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Aug 2022)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-008-113-039`

Property Details

APN / Parcel Number

Primary APN	`10-00-008-113-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,436 sqft
1st Floor Area	1,084 sqft
Basement Area	192 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Porch	Enclosed Frame Porch
Porch Area	208 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40648 CARLISLE AVE
City	ELYRIA
State	OH
Zip	44035-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLISLE HOMES 50 X 136
Legal Subdivision	CARLISLE HOMES
Legal Block	113
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2012
Census Tract	71500

Owner

40648 Carlisle Ave is owned by an individual who bought it in August 2022.

Source: Lorain County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	4201 MARSH LN, CARROLLTON, TX 75007-1720
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer
Aug 26, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage COAST ONE MORTGAGE LLC
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Jun 5, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	0000623798
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 31, 2022
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000889604
Map Reference	VOL 13 PG 6
Instrument Date	Aug 24, 2022
Instrument	2022-0889604
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 MARSH LANE, CARROLLTON, TX 75007

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 26, 2022
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000889048
Map Reference	VOL 13 PG 6
Instrument Date	Aug 24, 2022
Instrument	2022-0889048
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 MARSH LN, CARROLLTON, TX 75007-1720

Mortgage

Document Number	0000889049
Date	Aug 26, 2022
Instrument	2022-0889049

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 15, 2021
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000854238
Map Reference	VOL 136 PG 6
Instrument Date	Dec 11, 2021
Instrument	2021-0854238
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928

Mortgage

Document Number	0000854239
Date	Dec 15, 2021
Instrument	2021-0854239

Lender

Name	COAST ONE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 15, 2020
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000783729
Instrument Date	Oct 15, 2020
Instrument	783729
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	OHIO REAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40698 CALISLE AVE ELYRIA OH 44035, ELYRIA, OH 44035

Mortgage

Document Number	783730
Date	Oct 15, 2020
Instrument	783730

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 5, 2020
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000763392
Instrument Date	May 19, 2020
Instrument	763392
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$52.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	869 E SCHAUMBURG RD #171 SCHAUMBURG IL 601943654, 171, SCHAUMBURG, IL 60194-3654

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 28, 2017
Property Address	40648 CARLISLE AVE, ELYRIA, OH 44035-7928
Document Number	0000623798
Instrument Date	Mar 21, 2017
Instrument	623798
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40648 CARLISLE AVE ELYRIA OH 440357928, ELYRIA, OH 44035-7928
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40648 Carlisle Ave was $1,677, down 2.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (-2.5%)	$37,830 (+0.01%) Land $5,040 Building $32,790	$108,080 (-) Land $14,400 Building $93,680
2024	$1,720.00 (-1.21%)	$37,828 (+14.37%) Land $5,040 Building $32,788	$108,080 (+14.37%) Land $14,400 Building $93,680
2023	$1,741.00 (+5.26%)	$33,076 (-0.01%) Land $2,580 Building $30,496	$94,500 Land $7,370 Building $87,130
2022	$1,654.00	$33,080 Land $2,580 Building $30,500
2021			$94,500 Land $7,370 Building $87,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40648 Carlisle Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	29 (1985–2021)
Claims Outside the SFHA	13 of 29
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40648 Carlisle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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