40645 W Christopher Dr, Maricopa, AZ 85138 Property Records

Pinal County property record for 40645 W Christopher Dr, Maricopa, AZ 85138

Property Summary

Property Type	Single Family Home
Details	2,223 sqft · built 2020
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$233,990 (Jan 2021)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`512-39-679`

Property Details

APN / Parcel Number

Primary APN	`512-39-679`
Alternative APN	`512-39-6790`

Interior

Stories	2 Stories
Building Area	2,223 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Tile
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Built-in
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	40645 W CHRISTOPHER DR
City	MARICOPA
State	AZ
Zip	85138-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH FARMS PARCEL 10 LOT 51
Legal Range	03E
Legal Township	04S
Legal Section	25
Legal Subdivision	SMITH FARMS PARCEL 10
Legal Lot Number	51
Jurisdiction	PINAL AZ
Township / Civil Division	MARICOPA-STANFIELD
Census Block Group	1
Census Block	1045
Census Tract	1713

Owner

40645 W Christopher Dr is owned and occupied by an individual who bought it in January 2021.

Source: Pinal County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 21, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 21, 2021	Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Jan 21, 2021
Deed Document Number	2021-007842
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945

Mortgage

Document Number	0000149944
Date	Nov 29, 2021
Instrument	2021-149944

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945

Mortgage

Document Number	0000007604
Date	Feb 1, 2023
Instrument	2023-007604

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Jan 21, 2021
Property Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945
Document Number	0000007841
Instrument Date	Jan 5, 2021
Instrument	7841
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10429 S 51ST ST #100 PHOENIX AZ 850445232, 100, PHOENIX, AZ 85044-5232

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jan 21, 2021
Property Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945
Document Number	0000007842
Map Reference	CAB F SL 123
Instrument Date	Jan 5, 2021
Instrument	2021-007842
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10429 S 51ST ST # ST100, 10429, PHOENIX, AZ 85044-5228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40645 W CHRISTOPHER DR, MARICOPA, AZ 85138-5945

Mortgage

Document Number	0000007843
Date	Jan 21, 2021
Instrument	2021-007843

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40645 W Christopher Dr was $2,572.

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Maricopa City
Unified School District	Maricopa Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$30,769 Land $6,273 Building $24,496	$307,690 Land $62,726 Building $244,964
2025	$2,572.00	$29,458 (-16.82%) Land $6,273 Building $23,185	$294,572 (-16.82%) Land $62,726 Building $231,846
2024		$35,413 Land $8,102 Building $27,311	$354,132 Land $81,022 Building $273,110
2023	$2,419.00 (+2.94%)
2022	$2,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40645 W Christopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40645 W Christopher Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO private · serves 84,000 people · EPA ID AZ0411131
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	62 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Antietam Cable Cable	1,000 / 50
Cox Communications Fiber	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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