FIRST AMERICAN TITLE NCS-ON, FIRST AMER TTL LANCASTER OFF
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Mortgage
Document Number
0000811983
Date
Aug 12, 2022
Instrument
22-0811983
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2052
December 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LOS ANGELES CA
Property Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Transaction Type
Mortgage
Record Updated
Jan 7, 2022
Title Company
TITLE CONNECTION, TITLE CONNECT INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Mortgage
Document Number
0001928835
Date
Dec 30, 2021
Instrument
21-1928835
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
November 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LOS ANGELES CA
Recording Date
Nov 24, 2020
Property Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Document Number
0001510172
Map Reference
MB 1182 PG 76-84
Instrument Date
Oct 29, 2020
Instrument
20-1510172
Transaction Type
Transfer
Record Updated
Sep 22, 2021
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Mortgage
Document Number
0001510173
Date
Nov 24, 2020
Instrument
20-1510173
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2050
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LOS ANGELES CA
Property Address
40641 55TH ST W, PALMDALE, CA 93551-5725
Document Number
0000383339
Instrument Date
Apr 14, 2018
Transaction Type
Mortgage
Record Updated
Apr 30, 2018
Title Company
CHICAGO TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
40641 55TH ST W PALMDALE CA 935515725, PALMDALE, CA 93551-5725
Mortgage
Document Number
0000383339
Date
Apr 20, 2018
Instrument
383339
Lender
Name
OWN IT HM LOANS
Address
JERICHO, NY 11753
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 19, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 40641 55th St W was $9,264.
Source: Los Angeles County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
California
County
Los Angeles County
Municipality
Palmdale City
Secondary School District
Antelope Valley Union Joint High School District (09 - 12)
Elementary School District
Westside Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$639,906 (+2%)Land $238,346Building $401,560
2025
$9,264.00
$627,360Land $233,673Building $393,687
2023
$8,705.00 (+7.55%)
$603,000Land $224,600Building $378,400
2022
$8,094.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 40641 55th St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (1999)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 1999 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 40641 55th St W is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 69% of the US · above 44% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source
Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection
Dec 2024
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: AT&T, Frontier, Race Communications, Verizon.