4064 Hamilton Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 4064 Hamilton Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	6,282 sqft · built 2014
Lot Size	3.47 acres (151,371 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,714 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61869`

Property Details

APN / Parcel Number

Primary APN	`61869`
Alternative APN	`1296640`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	6,282 sqft Finished Area
Upper Floors Area	156 sqft
Basement Area	2,985 sqft
Finished Basement	2,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Lot Area	151,371 sqft (3.47 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1296640
Street Address	4064 HAMILTON RD
City	SHELBY
State	NC
Zip	28152-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB 35-38 RD 1166
Legal Subdivision	BEAVER DAM AREA
Legal Block	1
Legal Lot Number	684
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2001
Census Tract	951501

Owner

4064 Hamilton Rd is owned and occupied by two individuals who acquired it in September 2014.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4064 HAMILTON RD, SHELBY, NC 28152-9552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2014
Transfer Doc	0016840414
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4064 HAMILTON RD, SHELBY, NC 28152-9552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017351262
Date	Feb 2, 2017
Book Page	1735/1262
Instrument	2017-001121

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4064 HAMILTON RD, SHELBY, NC 28152-9552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018260553
Date	Nov 12, 2020
Book Page	1826/553
Instrument	200046755

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 16, 2019
Property Address	4064 HAMILTON RD, SHELBY, NC 28152-9552
Document Number	0018040423
Book / Page	001804 / 000423
Instrument Date	Dec 5, 2019
Instrument	33922
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4064 HAMILTON RD SHELBY NC 281529552, SHELBY, NC 28152-9552

Mortgage

Document Number	18040427
Date	Dec 16, 2019
Book Page	001804/000427
Instrument	33923

Lender

Name	FIDELITY BK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4064 Hamilton Rd was $5,714, up 0.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,714.00 (+0.92%)	$891,810 (-) Land $59,653 Building $832,157	$891,810 (-) Land $59,653 Building $832,157
2025	$5,662.00	$891,810 Land $59,653 Building $832,157	$891,810 Land $59,653 Building $832,157
2023		$673,658 Land $44,081 Building $629,577	$673,658 Land $44,081 Building $629,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4064 Hamilton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4064 Hamilton Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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