4064 Deep Creek Rd, Kents Store, VA 23084 Property Records

Fluvanna County property record for 4064 Deep Creek Rd, Kents Store, VA 23084

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 768 sqft · built 2019
Lot Size	25.1 acres (1,093,792 sqft)
Owner	2 Individual Names on File
Last Sale	$609,000 (Oct 2025)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22 A 3A`

Property Details

APN / Parcel Number

Primary APN	`22 A 3A`
Alternative APN	`11901`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	768 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,093,792 sqft (25.1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	15 sqft
Stable	Stable

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11901
Street Address	4064 DEEP CREEK RD
City	KENTS STORE
State	VA
Zip	23084-2488
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	DB 993-165 AC 25.11
Legal Subdivision	DOMINION DEVELOPMENT RESOURCES LLC
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1039
Census Tract	20200

Owner

4064 Deep Creek Rd, a rural home, is owned by two individuals who bought it in October 2025.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5925 HALEYS MILL RD, SPOTSYLVANIA, VA 22551-6357
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit CALL FCU
Jan 28, 2019	Deed of Trust, Mortgage · Construction Mortgage ESSEX BANK
Oct 10, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 22, 2017	Deed, Transfer · Commercial Mortgage ESSEX BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	20253132
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	4064 DEEP CREEK RD, KENTS STORE, VA 23084-2488
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000907
Date	Apr 22, 2024
Instrument	240000907

Lender

Name	CALL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	4064 DEEP CREEK RD, KENTS STORE, VA 23084-2488
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001900249
Date	Jan 28, 2019
Instrument	1900249

Lender

Name	ESSEX BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 10, 2025
Property Address	4064 DEEP CREEK RD, KENTS STORE, VA 23084-2488
Document Number	0250003132
Instrument Date	Oct 3, 2025
Instrument	250003132
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5925 HALEYS MILL RD, SPOTSYLVANIA, VA 22551-6357

Mortgage

Document Number	0250003133
Date	Oct 10, 2025
Instrument	250003133

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 22, 2017
Property Address	4064 DEEP CREEK RD, KENTS STORE, VA 23084-2488
Document Number	1702701
Map Reference	PB 702 PG 791
Instrument Date	Aug 10, 2017
Instrument	1702701
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 COPPER LINE RD, BUMPASS, VA 23024-3032

Mortgage

Document Number	1702702
Date	Aug 22, 2017
Instrument	1702702

Lender

Name	ESSEX BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4064 Deep Creek Rd was $2,197, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,100 (+0.01%) Land $112,300 Building $178,800	$291,100 (+0.01%) Land $112,300 Building $178,800
2025	$2,197.00 (+0.69%)	$291,060 Land $112,300 Building $178,760	$291,060 Land $112,300 Building $178,760
2024	$2,182.00
2023		$237,000 Land $112,300 Building $124,700	$237,000 Land $112,300 Building $124,700
2022	$2,000.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4064 Deep Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4064 Deep Creek Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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