4064 28th St, Highland, CA 92346 Property Records

San Bernardino County property record for 4064 28th St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 1977
Lot Size	0.389 acres (16,935 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Sep 2015)
Tax Bill	$5,127 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1199-221-27-0000`

Property Details

APN / Parcel Number

Primary APN	`1199-221-27-0000`
Alternative APN	`1199221130000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	16,935 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	406 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4064 28TH ST
City	HIGHLAND
State	CA
Zip	92346-4847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9058 LOT 35 EX NLY PTN LOT 35 BEG NE COR SD LOT 35 TH ALG ELY LI SD LOT S 13 DEG 32 MIN 07 SECONDS W 13.25 FT TH N 72 DEG 05 MIN 30 SECONDS W 112.42 FT TH N 57 DEG 04 MIN 54 SECONDS W 39.37 FT WLY LI SD LOT TH ALG WLY LI N 17 DEG 15 MIN 42 SECO
Legal Subdivision	TRACT NO 9058
Legal Tract	9058
Legal Block	4
Legal Lot Number	35
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4000
Census Tract	7404

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4064 28TH ST, HIGHLAND, CA 92346-4847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit ARROWHEAD CTRL CREDIT UNION
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	2015389268
Prior Transfer Date	Nov 28, 2005
Prior Transfer Doc	0000073273
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	4064 28TH ST, HIGHLAND, CA 92346-4847
Document Number	0000115616
Instrument Date	May 1, 2026
Instrument	2026115616
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4064 28TH ST, HIGHLAND, CA 92346-4847

Mortgage

Document Number	0000115616,
Date	May 6, 2026
Instrument	2026115616

Lender

Name	ARROWHEAD CTRL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4064 28TH ST, HIGHLAND, CA 92346-4847
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4064 28TH ST, HIGHLAND, CA 92346-4847

Mortgage

Document Number	0000245820
Date	Oct 4, 2023
Instrument	2023-0245820

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4064 28TH ST, HIGHLAND, CA 92346-4847
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15851 ROCK POINT LN, FONTANA, CA 92336-4577

Mortgage

Document Number	0000203038
Date	Apr 30, 2021
Instrument	2021-0203038

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,957 (+2%) Land $126,785 Building $286,172
2025	$5,127.00 (+4.78%) Homeowner's exemption	$404,860 (+4.04%) Land $124,299 Building $280,561
2023	$4,893.00 (-0.16%) Homeowner's exemption	$389,140 Land $119,473 Building $269,667
2022	$4,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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