4062 Cottontop Ct, Waldorf, MD 20603 Property Records

Charles County property record for 4062 Cottontop Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,580 sqft · built 1986
Lot Size0.133 acres (5,780 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Oct 2005)
Tax Bill$9,124 (2025)
Flood ZoneZone X (minimal risk)
APN06-150438

Property Details

APN / Parcel Number

Primary APN06-150438
Alternative APNs
  • 6150438
  • 150438

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,580 sqft Living Area
Gross Area1,816 sqft
1st Floor Area918 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,780 sqft (0.133 acres)
PorchEnclosed Porch
Porch Area236 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number150438
Street Address4062 COTTONTOP CT
CityWALDORF
StateMD
Zip20603-4645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 62 PARCEL M WESTLAKE VLG - LANCASTER ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number62
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850711

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4062 COTTONTOP CT, WALDORF, MD 20603-4645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2005 · Amount on Record
Deed SaleOct 24, 2005 · Amount on Record
Prior SaleJul 19, 2005 · Amount on Record
Deed Document Number2005289805
Deed Book / Page5501 / 270
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$316,800 (+23.67%)$341,100 (+27.18%) Land $125,000 Building $216,100
2025$9,124.00 (+147.13%)
2023$3,692.00$256,167$268,200 Land $125,000 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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