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40604 W 5th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40604 W 5th Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,462 sqft · built 2021
Lot Size0.215 acres (9,373 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Nov 2021)
Tax Bill$3,170 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-18-27-0100-064-02900

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-064-02900
Alternative APNs
  • 271808010006402900
  • 1228573

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,462 sqft Living Area
Gross Area1,888 sqft
1st Floor Area1,302 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area9,373 sqft (0.215 acres)
Lot Dimensions115 ft deep x 81 ft wide
Garage TypeAttached
Garage Area426 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1228573
Street Address40604 W 5TH AVE
CityUMATILLA
StateFL
Zip32784-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST UMATILLA LOTS 29 30 31 BLK 64 PB 6 PGS 87-95 ORB 5837 PG 634
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block64
Legal Lot Number29
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2058
Census Tract30109

Owner

40604 W 5th Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Lake County records, as of December 9, 2025

Owner of Record2 Individual Names on File
Mailing Address40604 W 5TH AVE, UMATILLA, FL 32784-8889
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Warranty Deed, Transfer · Conventional Mortgage
WATSON GROUP FINANCIAL CORP
Apr 29, 2021Warranty Deed, Transfer
HOMELAND TITLE SERVICES INC
Jul 23, 2019Warranty Deed, Transfer
HOMELAND TITLE SERVICES INC, HOMELAND TITLE SVCS INC
Apr 22, 2021Re-recorded Document
HOMELAND TITLE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on File
Deed SaleNov 16, 2021 · Amount on File
Prior SaleApr 29, 2021 · Amount on File
Deed Document Number2021158366
Deed Book / Page5837 / 634
Prior Transfer DateJul 16, 2019
Prior Transfer Doc0056921643
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 16, 2021
Property Address40604 W 5TH AVE, UMATILLA, FL 32784-8889
Document Number0058370634
Book / Page5837 / 634
Map ReferenceMB 6 PG 87-95
Instrument DateOct 29, 2021
Instrument2021158366
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40604 W 5TH AVE, UMATILLA, FL 32784-8889

Mortgage

Document Number0005837635
DateNov 16, 2021
Instrument5837/635
Lender
NameWATSON GROUP FINANCIAL CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 29, 2021
Property Address40604 W 5TH AVE, UMATILLA, FL 32784-8889
Document Number0056981538
Book / Page5698 / 1538
Map ReferenceMB 6 PG 87-95
Instrument DateApr 22, 2021
Instrument2021059162
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

AmountAmount on Record
Tax$134.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5500 RIVER BED RD, GROVELAND, FL 34736-8456

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 23, 2019
Property Address40604 W 5TH AVE, UMATILLA, FL 32784-8889
Document Number0053140441
Book / Page005314 / 000441
Instrument DateJul 16, 2019
Instrument82102
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyHOMELAND TITLE SERVICES INC, HOMELAND TITLE SVCS INC

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressW 5TH ST UMATILLA FL 32784, UMATILLA, FL 32784

April 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLAKE FL
Recording DateApr 22, 2021
Property Address40604 W 5TH AVE, UMATILLA, FL 32784-8889
Document Number0056921643
Book / Page5692 / 1643
Map ReferenceMB 6 PG 87-95
Instrument DateJul 16, 2019
Instrument2021055012
Record UpdatedMay 18, 2023
Title CompanyHOMELAND TITLE SERVICES INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address16325 PASEO DEL SUR APT 127, 127, SAN DIEGO, CA 92127-4218

Transferred To (Grantee/Buyer)

NameVerified Name
AddressXXXX WEST FIFTH STREET, UMATILLA, FL 32784

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,614 (+2.7%) Land $41,918 Building $186,696$228,614 (-) Land $41,918 Building $186,696
2025$222,610 Land $41,918 Building $180,692$228,614 Land $41,918 Building $186,696
2024$3,170.00 (+10.3%)
2023$2,874.00 (+6.8%) Homeowner's exemption$210,040 (+3%)$220,311 (+8.03%) Land $41,918 Building $178,393
2022$2,691.00 Homeowner's exemption$203,926$203,926 Land $27,945 Building $175,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40604 W 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40604 W 5th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

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