4060 Stump Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4060 Stump Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Apr 2016)
Tax Bill	$3,513 (2024)
Deeds & Mortgages	Sep 2019 Refinance Mar 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-15-400-007`

Property Details

APN / Parcel Number

Primary APN	`13-18-15-400-007`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	4060 STUMP RD
City	PETOSKEY
State	MI
Zip	49770-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	COM AT S 1/4 COR TH E ALG S SEC LN 562.6 FT, N 33 FT, E 147.58 FT TO POB, TH N 295.16 FT, E 147.58 FT, S 295.16 FT, W 147.58
Legal Range	06W
Legal Township	34N
Legal Section	15
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3029
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMICAL BANK
Mar 10, 2017	Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK
Nov 2, 2020	Quit Claim Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Nov 2, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 10, 2019	Quit Claim Deed, Transfer TALON GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on Record
Deed Sale	Apr 15, 2016 · Amount on Record
Prior Sale	Aug 1, 1982 · Amount on Record
Deed Document Number	20165137573
Deed Book / Page	1184 / 719
Last Transfer Date	Oct 26, 2020
Transfer Doc	1226/990
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001215/26
Date	Sep 10, 2019
Book Page	1215/26
Instrument	5167944

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1192/0828
Date	Mar 10, 2017
Book Page	1192/0828
Instrument	5145706

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Nov 2, 2020
Property Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Document Number	1226/662
Book / Page	1226 / 662
Instrument Date	Oct 26, 2020
Instrument	5179612
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 STUMP RD, PETOSKEY, MI 49770-9752

Mortgage

Document Number	5179611
Date	Nov 2, 2020
Instrument	5179611

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Nov 2, 2020
Property Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Document Number	1226/990
Book / Page	1226 / 990
Instrument Date	Oct 26, 2020
Instrument	5179610
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 STUMP RD, PETOSKEY, MI 49770-9752

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Sep 10, 2019
Property Address	4060 STUMP RD, PETOSKEY, MI 49770-9752
Document Number	1215/27
Book / Page	1215 / 27
Instrument Date	Sep 4, 2019
Instrument	5167945
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 STUMP RD, PETOSKEY, MI 49770-9752

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,300 (+27.04%) Land $299,300	$598,600 (+27.04%) Land $598,600
2025		$235,600 (+16.35%) Land $235,600	$471,200 (+16.35%) Land $471,200
2024	$3,513.00
2023		$202,500 Land $202,500	$405,000 Land $405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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