4060 Spence St, Ochlocknee, GA 31773 Property Records

Thomas County property record for 4060 Spence St, Ochlocknee, GA 31773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1963
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Jul 2017)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000CK00004041000`

Property Details

APN / Parcel Number

Primary APN	`000CK00004041000`
Alternative APNs	`CK 004041` `7996`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Heated Area
Utility Area	120 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	720 sqft
Canopy	905 sqft
Utility Building	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	7996
Street Address	4060 SPENCE ST
City	OCHLOCKNEE
State	GA
Zip	31773-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY CK
Legal Description	4060 SPENCE ST
Legal Subdivision	OCHLOCKNEE
Jurisdiction	THOMAS GA
Township / Civil Division	OCHLOCKNEE
Census Block Group	1
Census Block	1027
Census Tract	960200

Owner

Source: Thomas County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTY TRUST
Feb 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20171095
Deed Book / Page	2096 / 140
Prior Transfer Date	Sep 1, 2006
Prior Transfer Doc	001330/378
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THOMAS GA
Property Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005

Mortgage

Document Number	0000002577/0000000406
Date	Dec 6, 2023
Book Page	0000002577/0000000406
Instrument	D2023005262

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMAS GA
Recording Date	Jul 12, 2017
Property Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005
Document Number	002096/140
Book / Page	2096 / 140
Instrument Date	Jul 12, 2017
Instrument	2017-001095
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005

Mortgage

Document Number	002096/143
Date	Jul 14, 2017
Book Page	2096/143

Lender

Name	GUARANTY TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THOMAS GA
Recording Date	Feb 13, 2017
Property Address	4060 SPENCE ST, OCHLOCKNEE, GA 31773-5005
Document Number	002071/123
Book / Page	2071 / 123
Instrument Date	Feb 13, 2017
Instrument	2017-000262
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 M AND M LN, THOMASVILLE, GA 31757-6881

Tax Assessment & Valuation

Source: Thomas County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Thomas County
Municipality	Ochlocknee Town
Unified School District	Thomas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (+9.5%) Homeowner's exemption	$70,026 (+26.96%) Land $9,600 Building $60,426	$175,066 (+26.96%) Land $24,000 Building $151,066
2023	$1,568.00 (-5.37%)	$55,155 (+15.34%) Land $9,600 Building $45,555	$137,887 (+15.34%) Land $24,000 Building $113,887
2022	$1,657.00	$47,820 Land $8,000 Building $39,820	$119,550 Land $20,000 Building $99,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCHLOCKNEE serves 905 people · EPA ID GA2750003
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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