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4060 Smith Rd, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 4060 Smith Rd, Southside, AL 35907

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,600 sqft · built 1992
Lot Size2.43 acres (105,851 sqft)
Owner2 Individual Names on Record
Tax Bill$1,048 (2026)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21-02-03-0-001-013.008

Property Details

APN / Parcel Number

Primary APN21-02-03-0-001-013.008
Alternative APNs
  • 225183
  • 59364

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,600 sqft Living Area
1st Floor Area1,800 sqft
2nd Floor Area1,800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area105,851 sqft (2.43 acres)
Garage Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number225183
Street Address4060 SMITH RD
CityGADSDEN
StateAL
Zip35907-9100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR BEG SW COR SEC 3 TH N 466.67 TH E 242.3 TH S 453.98 TO N ROW OF SMITH RD TH SW 45S ALONG ROW TH W 175S TO POB LYING IN SW1/4 SW1/4 SOUTHSIDE 3-13-6 1761-297,D-2017-3458334(ROS)
Legal Range6E
Legal Township13S
Legal Section3
Legal SubdivisionMOUNTAIN TOP ESTATES
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group1
Census Block1014
Census Tract10503

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4060 SMITH RD, GADSDEN, AL 35907-9100
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address4060 SMITH RD, SOUTHSIDE, AL 35907-9100
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3490993
DateSep 24, 2019
Instrument3490993
Lender
NamePRIMEMAX MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalitySouthside City
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,048.00 (-12.52%) Homeowner's exemption
2025$1,198.00 Homeowner's exemption$30,420 (+0.03%) Land $1,920 Building $28,500$304,100 (-) Land $19,200 Building $284,900
2023$1,198.00 (+23.38%) Homeowner's exemption$30,410 (+22.13%) Land $1,920 Building $28,490$304,100 (+22.13%) Land $19,200 Building $284,900
2022$971.00 Homeowner's exemption$24,900 Land $1,920 Building $22,980$249,000 Land $19,200 Building $229,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 88% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHSIDE WATER WORKS AND SEWER BOARD
serves 12,327 people · EPA ID AL0000591
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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