Lapeer County property record for 4060 School St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,722 sqft · built 1835 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2024 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-013-014-02 |
| Primary APN | 015-013-014-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Carpet |
| Year Built | Built 1835 |
|---|---|
| Effective Year Built | Effective 1835 |
| Exterior Material | Wood Siding |
| Lot Area | 43,647 sqft (1 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4060 SCHOOL ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R10E, SEC 13, PARCEL B-2A. COM NE COR SEC 13; TH ALG N SEC LN S 88-01-15 W 1301.55 FT; TH S 01-08-24 W 637.31 FT TO POB. |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 13 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 341500 |
4060 School St is owned and occupied by two individuals who acquired it in December 2005.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Dec 14, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage HALL FIN'L |
| Aug 17, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2005 |
| Deed Sale | Dec 8, 2005 |
| Prior Sale | Nov 26, 2004 |
| Deed Document Number | 20051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 31, 2026 |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 3540000944 |
| Book / Page | 3540 / 944 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 3540000944, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 3540/944 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 0033890841 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 3389/841 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 NOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 0032270602 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 3227/602 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 0031540946 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 3154/946 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 356 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 0030630899 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4060 SCHOOL ST METAMORA MI 484559236, METAMORA, MI 48455-9236 |
| Document Number | 0030630899 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 003063/000899 |
| Name | HALL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48084 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 4060 SCHOOL ST, METAMORA, MI 48455-9236 |
| Document Number | 0029810050 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4060 SCHOOL ST METAMORA MI 484559236, METAMORA, MI 48455-9236 |
| Document Number | 0029810050 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 002981/000050 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2048 |
The 2025 property tax bill for 4060 School St was $1,060 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Dryden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,500 (+5.66%) | $183,000 (+5.66%) | |
| 2025 | $1,060.00 Homeowner's exemption | $86,600 | $173,200 |
| 2023 | $72,000 | $144,000 | |
| 2022 | $900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4060 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4060 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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