Caldwell County property record for 4060 Ford Ln, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,378 sqft · built 1978 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2020) |
| Tax Bill | $1,838 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 60 1 19 |
| Primary APN | 03 60 1 19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,378 sqft Heated Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 1,378 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 247 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169546 |
|---|---|
| Street Address | 4060 FORD LN |
| City | HUDSON |
| State | NC |
| Zip | 28638-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1997 PG 1091 YR 20 ST 300.00/PLAT 36/161 2020 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 1, 2020 | Warranty Deed, Transfer · FHA Mortgage CERTAINTY HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Oct 1, 2019 · Amount on Record |
| Deed Document Number | 202010047843 |
| Deed Book / Page | 1997 / 1091 |
| Prior Transfer Date | Nov 18, 2005 |
| Prior Transfer Doc | 1574002027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Investor | Possibly a Property Investor |
| Document Number | 0021402081 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 2140/2081 |
| Instrument | 10109188 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Document Number | 0020622143 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 2062/2143 |
| Instrument | 10075098 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0020201677 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2020/1677 |
| Instrument | 10057176 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 1, 2020 |
| Property Address | 4060 FORD LN, HUDSON, NC 28638-9408 |
| Document Number | 0010047843 |
| Book / Page | 001997 / 001091 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 10047843 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4060 FORD LN HUDSON NC 286389408, HUDSON, NC 28638-9408 |
| Document Number | 10047844 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 001997/001094 |
| Instrument | 10047844 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,838.00 (-16.79%) | $227,100 (-) Land $15,400 Building $211,700 | |
| 2025 | $2,209.00 (+72.31%) | $227,100 (+67.85%) Land $15,400 Building $211,700 | $227,100 (+67.85%) Land $15,400 Building $211,700 |
| 2023 | $135,300 (-) Land $13,200 Building $122,100 | $135,300 (-) Land $13,200 Building $122,100 | |
| 2022 | $1,282.00 | $135,300 Land $13,200 Building $122,100 | $135,300 Land $13,200 Building $122,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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