4060 Clapton Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 4060 Clapton Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,728 sqft · built 2022
Lot Size	0.196 acres (8,555 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,425 (May 2022)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015K-0C-011.00`

Property Details

APN / Parcel Number

Primary APN	`0015K-0C-011.00`
Alternative APN	`96994`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,728 sqft Living Area
Gross Area	2,872 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,555 sqft (0.196 acres)
Garage Area	400 sqft

Location & Zoning

Account Number	96994
Street Address	4060 CLAPTON DR
City	LANCASTER
State	SC
Zip	29720-0262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.197 AC
Legal Subdivision	WALNUT CREEK PHASE 2E MAP2
Legal Block	2E-11
Legal Lot Number	2E-11
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1025
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4060 CLAPTON DR, LANCASTER, SC 29720-0262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 18, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 21, 2021	Special Warranty Deed, Transfer · Commercial Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Document Number	20228425
Deed Book / Page	1551 / 288
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4060 CLAPTON DR, LANCASTER, SC 29720-0262
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014962
Date	Dec 5, 2024
Book Page	5247/1
Instrument	2024014962

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 18, 2022
Property Address	4060 CLAPTON DR, LANCASTER, SC 29720-0262
Document Number	0000008425
Book / Page	1551 / 288
Map Reference	MB 2018 PG 337
Instrument Date	Jan 24, 2022
Instrument	2022008425
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4060 CLAPTON DR, LANCASTER, SC 29720-0262

Mortgage

Document Number	0000008426
Date	May 18, 2022
Instrument	2022008426

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 21, 2021
Property Address	4060 CLAPTON DR, LANCASTER, SC 29720-0262
Document Number	0000010598
Book / Page	1437 / 120
Map Reference	MB 2017 PG 522
Instrument Date	May 18, 2021
Instrument	2021010598
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$1,783.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 WESTPORT RD, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010599
Date	May 21, 2021
Book Page	4407/47
Instrument	2021010599

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,432.00 (+1.8%)	$27,100 (+7.85%) Land $3,000 Building $24,100	$677,500 (+7.85%) Land $75,000 Building $602,500
2024	$5,336.00 (+1.81%)
2023	$5,241.00	$25,128 Land $3,000 Building $22,128	$628,200 Land $75,000 Building $553,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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