Floyd County property record for 406 Wright Ave, Charles City, IA 50616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1968 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,242 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 120725600100 |
| Primary APN | 120725600100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 406 WRIGHT AVE |
|---|---|
| City | CHARLES CITY |
| State | IA |
| Zip | 50616-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLL LOT 7 BLOCK 9 |
| Legal Subdivision | COLL |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | CHARLES CITY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 480500 |
406 Wright Ave is owner-occupied and held in a trust.
Source: Floyd County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 406 WRIGHT AVE, CHARLES CITY, IA 50616-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 406 Wright Ave was $1,242 with a homeowner's exemption.
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Municipality | Charles City |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,242.00 Homeowner's exemption | $86,220 (-) Land $10,200 Building $76,020 | $86,220 (-) Land $10,200 Building $76,020 |
| 2025 | $1,242.00 Homeowner's exemption | $86,220 Land $10,200 Building $76,020 | $86,220 Land $10,200 Building $76,020 |
| 2023 | $81,370 (+24.95%) Land $10,200 Building $71,170 | $81,370 Land $10,200 Building $71,170 | |
| 2022 | $1,186.00 | $65,120 Land $10,200 Building $54,920 | |
| 2021 | $65,120 Land $10,200 Building $54,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Wright Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2016–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Wright Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLES CITY WATER SUPPLY serves 7,446 people · EPA ID IA3405012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Router12 Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: GigFire, OmniTel-Interstate Cablevision.
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