406 Windham Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 406 Windham Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jul 2025)
Tax Bill	$3,306 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`339B-125`

Property Details

APN / Parcel Number

Primary APN	`339B-125`
Alternative APNs	`490022663` `453292000` `064730`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	156 ft deep x 106 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490022663
Street Address	406 WINDHAM CT
City	JACKSONVILLE
State	NC
Zip	28540-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L63 S2B REGENCY PARK
Legal Subdivision	REGENCY PARK SECTION 2B
Legal Lot Number	63
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2013
Census Tract	1202

Owner

406 Windham Ct is owned and occupied by an individual who bought it in July 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	406 WINDHAM CT, JACKSONVILLE, NC 28540-4175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 16, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Book / Page	6398 / 101
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	406 WINDHAM CT, JACKSONVILLE, NC 28540-4175
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058850020
Date	Dec 9, 2022
Book Page	5885/20

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2028

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 16, 2019
Property Address	406 WINDHAM CT, JACKSONVILLE, NC 28540-4175
Document Number	0050210090
Book / Page	005021 / 000090
Instrument Date	Sep 10, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 WINDHAM CT JACKSONVILLE NC 285404175, JACKSONVILLE, NC 28540-4175

Mortgage

Document Number	50210093
Date	Sep 16, 2019
Book Page	005021/000093

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 406 Windham Ct was $3,306.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,306.00	$338,144 Land $60,000 Building $278,144	$338,144 Land $60,000 Building $278,144
2023	$2,664.00	$257,345 Land $38,000 Building $219,345	$257,345 Land $38,000 Building $219,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Windham Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Windham Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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