Cherokee County property record for 406 Willow St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 812 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $134 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011998-23-3 |
| Primary APN | 011998-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 812 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 205 ft deep x 62 ft wide |
| Porch | Porch |
| Old Parcel Number | 0990700233000 60729589 |
|---|---|
| Street Address | 406 WILLOW ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 406 WILLOW ST LT#5 MR JAMES EDWARD HARRIS DIED APRIL 93 BE |
| Legal Tract | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970502 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 WILLOW ST # C, C, GAFFNEY, SC 29340-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1994 |
| Deed Sale | Jan 14, 1994 |
| Deed Document Number | 000014C331 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134.00 (+11.67%) Homeowner's exemption | $1,460 (-) Land $320 Building $1,140 | $36,500 (-) Land $8,000 Building $28,500 |
| 2023 | $120.00 Homeowner's exemption | $1,460 Land $320 Building $1,140 | $36,500 Land $8,000 Building $28,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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