406 Williams Ln, Cairo, GA 39828 Property Records

Grady County property record for 406 Williams Ln, Cairo, GA 39828

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Lot Size	205 acres (8,970,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jul 2017)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00850-031-001`

Property Details

APN / Parcel Number

Primary APN	`00850-031-001`
Alternative APN	`7502`

Exterior

Lot Area	8,970,746 sqft (205 acres)

Location & Zoning

Account Number	7502
Street Address	406 WILLIAMS LN
City	CAIRO
State	GA
Zip	39828-7071
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1016
Census Tract	950501

Owner

Source: Grady County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 GA HIGHWAY 188 N, CAIRO, GA 39827-5117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTHWEST CREDIT
May 9, 2018	Deed of Trust, Mortgage AMERIS BANK
Jul 25, 2017	Warranty Deed, Transfer UNITED NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	2017535
Deed Book / Page	820 / 535
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Recording Date	Sep 11, 2026
Property Address	406 WILLIAMS LN, CAIRO, GA 39828-7071
Document Number	0984000266
Book / Page	984 / 266
Instrument Date	Sep 9, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WILLIAMS LN, CAIRO, GA 39828-7071

Mortgage

Document Number	0984000266,
Date	Sep 11, 2026
Book Page	984/266

Lender

Name	SOUTHWEST CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2031

Interest

Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	406 WILLIAMS LN, CAIRO, GA 39828-7071
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000832/449
Date	May 9, 2018
Book Page	832/449

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2025

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Jul 25, 2017
Property Address	406 WILLIAMS LN, CAIRO, GA 39828-7071
Document Number	000820/535
Book / Page	820 / 535
Instrument Date	Jul 25, 2017
Instrument	2017-000535
Transaction Type	Transfer
Record Updated	Mar 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 GA HIGHWAY 188 N, CAIRO, GA 39827-5117

Mortgage

Document Number	000820/556
Date	Jul 26, 2017
Book Page	820/556

Lender

Name	UNITED NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 1, 2020

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (-7.15%) Additional exemption filed	$197,846 (+15.03%) Land $180,670 Building $17,176	$494,616 (+15.03%) Land $451,675 Building $42,941
2024	$2,042.00 (+6.58%) Additional exemption filed	$171,993 (+20.33%) Land $164,301 Building $7,692	$429,983 (+20.33%) Land $410,752 Building $19,231
2023	$1,916.00 (-51.16%) Additional exemption filed	$142,938 (-) Land $137,722 Building $5,216	$357,345 (-) Land $344,306 Building $13,039
2022	$3,923.00	$142,938 Land $137,722 Building $5,216	$357,345 Land $344,306 Building $13,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWIS ESTATES SUBDIVISION private · serves 97 people · EPA ID GA1310046
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Mediacom Xtream, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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