San Joaquin County property record for 406 Whitney St, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,925 sqft · built 1970 |
| Lot Size | 0.133 acres (5,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Nov 2025) |
| Tax Bill | $4,791 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 029-070-350-000 |
| Primary APN | 029-070-350-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,775 sqft (0.133 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 029-070-35 |
|---|---|
| Street Address | 406 WHITNEY ST |
| City | LODI |
| State | CA |
| Zip | 95242-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTLAKE 01 LOT 13 |
| Legal Subdivision | WEST LAKE 01 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 4206 |
406 Whitney St is owned and occupied by two individuals who bought it in November 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 WHITNEY ST, LODI, CA 95242-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on File |
| Deed Sale | Nov 6, 2025 · Amount on File |
| Prior Transfer Date | Dec 16, 1993 |
| Prior Transfer Doc | 0000148409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 6, 2025 |
| Property Address | 406 WHITNEY ST, LODI, CA 95242-2171 |
| Document Number | 0000095233 |
| Map Reference | VOL 18 PG 4 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025-095233 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 WHITNEY ST, LODI, CA 95242-2171 |
| Investor | Possibly a Property Investor |
| Document Number | 0000095234 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-095234 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 406 Whitney St was $4,791, up 145.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,791.00 (+145.06%) | ||
| 2025 | $1,955.00 | $186,416 Land $45,566 Building $140,850 | |
| 2023 | $1,877.00 (+2.4%) Homeowner's exemption | $179,180 Land $43,798 Building $135,382 | $486,270 |
| 2022 | $1,833.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Whitney St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 406 Whitney St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Matrix Broadband, Verizon.
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