406 White Rd, Pulaski, TN 38478 Property Records

Giles County property record for 406 White Rd, Pulaski, TN 38478

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,264 sqft · built 1989
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Nov 2019)
Tax Bill	$957 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028113 00303`

Property Details

APN / Parcel Number

Primary APN	`028113 00303`
Alternative APN	`113 00303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	576 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	406 WHITE RD
City	PULASKI
State	TN
Zip	38478-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 18, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	2
Census Block Group	4
Census Block	4023
Census Tract	920500

Owner

406 White Rd is owned and occupied by an individual who bought it in November 2019.

Source: Giles County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 WHITE RD, PULASKI, TN 38478-8430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Aug 30, 2019
Deed Document Number	19124095
Deed Book / Page	D382 / 758
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	406 WHITE RD, PULASKI, TN 38478-8430
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WHITE RD, PULASKI, TN 38478-8430

Mortgage

Document Number	0000141943
Date	Jan 13, 2023
Book Page	DT643/678
Instrument	23141943

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Dec 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	406 WHITE RD, PULASKI, TN 38478-8430
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 WHITE RD, PULASKI, TN 38478-5618

Mortgage

Document Number	0000136837
Date	Feb 14, 2022
Book Page	DT629/209
Instrument	22136837

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Nov 5, 2019
Property Address	406 WHITE RD, PULASKI, TN 38478-8430
Document Number	0000124095
Book / Page	D382 / 758
Instrument Date	Nov 4, 2019
Instrument	19124095
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	GILES T&E SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WHITE RD, PULASKI, TN 38478-8430

Mortgage

Document Number	0000124096
Date	Nov 5, 2019
Instrument	19124096

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	0000124097
Date	Nov 5, 2019
Book Page	DT588/171
Instrument	19124097

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Aug 30, 2019
Property Address	406 WHITE RD, PULASKI, TN 38478-8430
Document Number	0000123235
Book / Page	000382 / 000029
Instrument Date	Aug 30, 2019
Instrument	123235
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WHITE RD LEOMA TN 384687023, LEOMA, TN 38468-7023

Tax Assessment & Valuation

The 2025 property tax bill for 406 White Rd was $957, up 16.1% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (+16.14%)	$41,500 (-) Land $6,375 Building $35,125
2024	$824.00	$41,500 (-) Land $6,375 Building $35,125
2023	$824.00	$41,500 (-) Land $6,375 Building $35,125
2022	$824.00	$41,500 Land $6,375 Building $35,125	$166,000 Land $25,500 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 White Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 White Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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