406 Whispering Pines CC Ln, Normal, IL 61761 Property Records

McLean County property record for 406 Whispering Pines CC Ln, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,912 sqft · built 1998
Lot Size	0.344 acres (14,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,617 (2024)
Deeds & Mortgages	Nov 2021 Transfer Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-15-176-006`

Property Details

APN / Parcel Number

Primary APN	`14-15-176-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,605 sqft
Basement Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,971 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	797 sqft
Porch	Open Brick Porch
Patio Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 WHISPERING PINES CC LN
City	NORMAL
State	IL
Zip	61761-5359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	IRONWOOD CC 13TH ADD LOT 586
Legal Range	02E
Legal Township	24N
Legal Section	15
Legal Subdivision	IRONWOOD CC 13TH ADD
Legal Lot Number	586
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2013
Census Tract	105

Owner

406 Whispering Pines CC Ln is owned and occupied by two individuals who acquired it in November 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 WHISPERING PINES CC LN, NORMAL, IL 61761-5359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 8, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000028875
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 18, 2021
Property Address	406 WHISPERING PINES CC LN, NORMAL, IL 61761-5359
Document Number	202100027560
Instrument Date	Nov 8, 2021
Instrument	2021-00027560
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 WHISPERING PINES CC LN, NORMAL, IL 61761-5359

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2021
Property Address	406 WHISPERING PINES CC LN, NORMAL, IL 61761-5359
Document Number	202100028875
Map Reference	DOC 97-15789
Instrument Date	Nov 1, 2021
Instrument	2021-00028875
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 WHISPERING PINES CC LN, 406, NORMAL, IL 61761-5359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WHISPERING PINES CC LN, NORMAL, IL 61761-5359

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,819 Land $30,606 Building $105,213	$407,457 Land $91,818 Building $315,639
2024	$9,617.00 (+6.58%)
2023	$9,023.00	$111,430 Land $25,110 Building $86,320	$334,290 Land $75,330 Building $258,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Whispering Pines CC Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Whispering Pines CC Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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