406 Westcliffe Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 406 Westcliffe Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,284 sqft · built 1972
Lot Size	0.022 acres (968 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,351 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-081-039-5`

Property Details

APN / Parcel Number

Primary APN	`173-081-039-5`
Alternative APN	`173-081-039`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
1st Floor Area	588 sqft
2nd Floor Area	696 sqft
Basement Area	200 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Lot Area	968 sqft (0.022 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	406 WESTCLIFFE CIR
City	WALNUT CREEK
State	CA
Zip	94597-3211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM3
Legal Description	TRACT 4244 LOT 39
Legal Subdivision	SUBDIVISION 4244
Legal Tract	4244
Legal Lot Number	39
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	338204

Owner

406 Westcliffe Cir, a townhouse, is owned and occupied by two individuals who acquired it in December 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PATELCO CU
Mar 30, 2017	Intrafamily Transfer, Transfer · ARM PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 11, 2017
Transfer Doc	0000235567
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100380
Date	Jun 25, 2018
Instrument	2018-100380

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 15, 2017
Property Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211
Document Number	0000235567
Map Reference	MB148 PG29
Instrument Date	Dec 11, 2017
Instrument	2017-235567
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211

Mortgage

Document Number	0000235568
Date	Dec 15, 2017
Instrument	2017-235568

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2017
Property Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211
Document Number	0000055656
Map Reference	MB148 PG29
Instrument Date	Mar 24, 2017
Instrument	2017-055656
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 WESTCLIFFE CIR, WALNUT CREEK, CA 94597-3211

Mortgage

Document Number	0000055657
Date	Mar 30, 2017
Instrument	2017-055657

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Mar 31, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 406 Westcliffe Cir was $7,351 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$581,490 (+2%) Land $284,346 Building $297,144
2025	$7,351.00 Homeowner's exemption	$570,089 Land $278,771 Building $291,318
2023	$7,069.00 (+2.14%) Homeowner's exemption	$547,953 Land $267,947 Building $280,006
2022	$6,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Westcliffe Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Westcliffe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Etheric Networks, Sonic Telecom, T-Mobile, Verizon.

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