406 Water St, Williamstown, MA 01267 Property Records

Berkshire County and Williamstown Town property record for 406 Water St, Williamstown, MA 01267

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1935
Lot Size3.1 acres (135,036 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jul 2017)
Tax Bill$4,207 (2026)
Deeds & MortgagesJul 2017 Sale & Mortgage
APNM_60803_940261

Property Details

APN / Parcel Number

Primary APNM_60803_940261
Alternative APNs
  • WILL M:122.0 B:0046
  • M:0122 P:0046

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,320 sqft Living Area
Gross Area2,620 sqft
1st Floor Area720 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialSlate
Lot Area135,036 sqft (3.1 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberM_60803_940261
Street Address406 WATER ST
CityWILLIAMSTOWN
StateMA
Zip01267-2894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Block46
JurisdictionWILLIAMSTOWN MA
Township / Civil DivisionWILLIAMSTOWN
Census Block Group2
Census Block2014
Census Tract920102

Owner

406 Water St is owned by two individuals who bought it in July 2017.

Source: Berkshire County and Williamstown Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address428 WATER ST, WILLIAMSTOWN, MA 01267-2894
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2017 · Amount on File
Deed SaleJul 11, 2017 · Amount on File
Deed Book / Page1628 / 1001
Record UpdatedOct 29, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILLIAMSTOWN MA
Recording DateJul 11, 2017
Property Address406 WATER ST, WILLIAMSTOWN, MA 01267-2894
Document Number1628-1001
Book / Page001628 / 001001
Instrument DateJul 10, 2017
Instrument4041
Transaction TypeTransfer
Record UpdatedAug 1, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address428 WATER ST WILLIAMSTOWN MA 012672894, WILLIAMSTOWN, MA 01267-2894

Mortgage

Document Number1628-1011
DateJul 11, 2017
Book Page001628/001011
Instrument4043
Lender
NameGREYLOCK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 10, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 406 Water St was $4,207, up 6% from the year before.

Source: Berkshire County and Williamstown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionWilliamstown Town
Unified School DistrictMount Greylock School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,207.00 (+5.97%)$296,300 (+2.99%) Land $108,400 Building $178,700$332,925
2025$3,970.00$287,700 Land $105,300 Building $182,400
2023$3,892.00$240,700 Land $91,100 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 406 Water St; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLIAMSTOWN WATER DEPT
serves 7,326 people · EPA ID MA1341000
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Water St

Nearby Streets

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