406 Wallace Ave, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 406 Wallace Ave, Saint Matthews, KY 40207

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,922 sqft · built 1935
Lot Size0.114 acres (4,983 sqft)
OwnerOwner Name on Record
Last Sale$281,000 (Jun 2014)
Tax Bill$4,973 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22041301080000

Property Details

APN / Parcel Number

Primary APN22041301080000
Alternative APNs
  • 041301080000
  • 00059768

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories2 Stories
Building Area1,922 sqft Finished Area
Basement Area1,176 sqft
Finished Basement500 sqft
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,983 sqft (0.114 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area173 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00059768
Street Address406 WALLACE AVE
CitySAINT MATTHEWS
StateKY
Zip40207-3767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 4 BLK E BRECKENRIDGE VILLA UNIT 1 PB 6 PG 38 0.1144 AC
Legal SubdivisionBRECKENRIDGE VILLA
Legal BlockE
Legal Lot Number4
Legal Unit1
JurisdictionJEFFERSON KY
Township / Civil DivisionLOUISVILLE EAST
Census Block Group4
Census Block4005
Census Tract7800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address406 WALLACE AVE, LOUISVILLE, KY 40207-3767
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2014 · Amount on Record
Deed SaleJun 30, 2014 · Amount on Record
Prior SaleDec 9, 2002 · Amount on Record
Deed Document Number0001026297
Deed Book / Page10262 / 97
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address406 WALLACE AVE, SAINT MATTHEWS, KY 40207-3767
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000182877
DateJul 23, 2021
Book Page17526/703
Instrument2021182877
Lender
NameLENDERFI INC
TypeLending Institution
AddressDELRAY BEACH, FL 33483
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalitySt. Matthews City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,973.00 (+25.68%)$441,660 (+28.13%) Land $85,000 Building $356,660
2024$441,660 (+28.13%) Land $85,000 Building $356,660
2023$3,957.00 (-0.35%)$344,710 (-) Land $65,000 Building $279,710$344,710 (-) Land $65,000 Building $279,710
2022$3,971.00$344,710 Land $65,000 Building $279,710$344,710 Land $65,000 Building $279,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: BluegrassNet.

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