406 W Zenith Ave, Temple, TX 76501 Property Records

Bell County property record for 406 W Zenith Ave, Temple, TX 76501 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,472 sqft · built 1961
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Tax Bill$1,128 (2023)
Deeds & MortgagesJan 2019 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN0028980000

Property Details

APN / Parcel Number

Primary APN0028980000
Alternative APNs
  • 855565
  • 78656

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,472 sqft Living Area
1st Floor Area2,472 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage Area735 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area499 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number855565
Street Address406 W ZENITH AVE
CityTEMPLE
StateTX
Zip76501-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD H BUCHANAN ADDITION SECOND SECTION, BLOCK 008, LOT 8, PT 7, (E 20' OF 7) (E 20' OF 7)
Legal SubdivisionD H BUCHANAN ADDITION SECOND SECTION
Legal Block8
Legal Lot Number8,7
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2004
Census Tract20600

Owner

Source: Bell County records · APN 0028980000

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 W ZENITH AVE, TEMPLE, TX 76501-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2019Warranty Deed, Transfer
TEXELL CU
Jun 21, 2018Loan Modification, Mortgage
FIRST TX BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2019
Deed SaleJan 29, 2019
Prior SaleSep 12, 1997
Deed Document Number2019-00003635
Deed Book / Page010723 / 000728
Record UpdatedJun 07, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJan 29, 2019
Property Address406 W ZENITH AVE, TEMPLE, TX 76501-1350
Document Number0000003635
Book / Page010723 / 000728
Instrument DateJan 14, 2019
Instrument3635
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyFIRST CMNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address406 W ZENITH AVE TEMPLE TX 765011350, TEMPLE, TX 76501-1350

Mortgage

Document Number3636
DateJan 29, 2019
Book Page010723/000733
Instrument3636
Lender
NameTEXELL CU
AddressTEMPLE, TX 76501
Agreement
AmountAmount Recorded
Term360 Months
DueJan 28, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address406 W ZENITH AVE, TEMPLE, TX 76501-1350
Document Number0000025928
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1786 BELTON TX 765135786, BELTON, TX 76513-5786

Mortgage

Document Number0000025928
DateJun 25, 2018
Instrument25928
Lender
NameFIRST TX BK
TypeBank
AddressKILLEEN, TX 76547
Agreement
AmountAmount Recorded
Term60 Months
DueJun 24, 2023

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,128.00 (+0.36%) Homeowner's exemption Senior Citizen's exemption$230,991 Land $24,640 Building $206,351$230,991 Land $24,640 Building $206,351
2022$1,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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