406 W Walnut St, Teutopolis, IL 62467 Property Records

Effingham County property record for 406 W Walnut St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1955
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Sep 2021)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-004-027`

Property Details

APN / Parcel Number

Primary APN	`12-18-004-027`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Base Area
1st Floor Area	1,240 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	406 W WALNUT ST
City	TEUTOPOLIS
State	IL
Zip	62467-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 74 & 75 BLK 25 TEUTOPOLIS 3726/328 3349/271 1430/43 282/402
Legal Subdivision	TEUTOPOLIS
Legal Block	25
Legal Lot Number	74-75
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2011
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 W WALNUT ST, TEUTOPOLIS, IL 62467-1026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Nov 20, 2017	Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202121004823
Deed Book / Page	3726 / 328
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 27, 2021
Property Address	406 W WALNUT ST, TEUTOPOLIS, IL 62467-1026
Document Number	3726/328
Book / Page	3726 / 328
Instrument Date	Sep 24, 2021
Instrument	202121004823
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W WALNUT ST, TEUTOPOLIS, IL 62467-1026

Mortgage

Document Number	202121004824
Date	Sep 27, 2021
Instrument	202121004824

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.76%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.76%
Index	1-Year CMT
Max Rate	8.76%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 20, 2017
Property Address	406 W WALNUT ST, TEUTOPOLIS, IL 62467-1026
Document Number	3349/271
Book / Page	3349 / 271
Instrument Date	Nov 17, 2017
Instrument	201701705407
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W WALNUT ST, TEUTOPOLIS, IL 62467-1026

Mortgage

Document Number	201701705408
Date	Nov 20, 2017
Instrument	201701705408

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+42.75%)	$69,550 (+33.72%) Land $22,140 Building $47,410	$208,650 (+33.72%) Land $66,420 Building $142,230
2022	$2,550.00	$52,010 Land $16,560 Building $35,450	$156,030 Land $49,680 Building $106,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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