406 W O'Connor Ave, Lima, OH 45801 Property Records

Allen County property record for 406 W O'Connor Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,070 sqft · built 1950
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Jan 2024)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2505-01-011.000`

Property Details

APN / Parcel Number

Primary APN	`36-2505-01-011.000`
Alternative APN	`M3836250501011000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	127 sqft
Basement Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	168 ft deep x 96 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	687 sqft
Patio Area	687 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	406 W OCONNOR AVE
City	LIMA
State	OH
Zip	45801-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O BRIENS ADDITION LOTS 13235 & 13236 JOINT TEN FF 96.00
Legal Subdivision	O BRIENS ADDITION
Legal Lot Number	13235
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1000
Census Tract	12300

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 W OCONNOR AVE, LIMA, OH 45801-3635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Aug 28, 2017	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	202491
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 4, 2024
Property Address	406 W OCONNOR AVE, LIMA, OH 45801-3635
Document Number	1040000091
Book / Page	2024 / 91
Map Reference	MB 5 PG 60
Instrument Date	Dec 22, 2023
Instrument	202401040000091
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 W OCONNOR AVE, LIMA, OH 45801-3635

Mortgage

Document Number	1040000092
Date	Jan 4, 2024
Instrument	202401040000092

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	1040000092
Date	Jan 4, 2024
Book Page	2024/92
Instrument	202401040000092

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	9700 W HIGGINS RD STE 300, ROSEMONT, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 28, 2017
Property Address	406 W OCONNOR AVE, LIMA, OH 45801-3635
Document Number	0000009501
Instrument Date	Aug 25, 2017
Instrument	9501
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W OCONNOR AVE LIMA OH 458013635, LIMA, OH 45801-3635

Mortgage

Document Number	9502
Date	Aug 28, 2017
Instrument	9502

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (+0.14%)	$58,600 (-) Land $8,650 Building $49,950	$167,400 (-) Land $24,700 Building $142,700
2024	$2,122.00 (+30.75%)	$58,600 (+48.02%) Land $8,650 Building $49,950	$167,400 (+48.01%) Land $24,700 Building $142,700
2023	$1,623.00 (-0.18%) Homeowner's exemption	$39,590 (-) Land $5,850 Building $33,740
2022	$1,626.00 Homeowner's exemption	$39,590 Land $5,850 Building $33,740
2021			$113,100 Land $16,700 Building $96,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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