406 W Main St, Morrison, IL 61270 Property Records

Whiteside County property record for 406 W Main St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,016 sqft)
Owner	Individual Name on Record
Last Sale	$66,500 (Sep 2017)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0918177008`

Property Details

APN / Parcel Number

Primary APN	`0918177008`
Alternative APN	`98019`

Exterior

Lot Area	6,016 sqft (0.138 acres)
Lot Dimensions	94 ft deep x 64 ft wide

Location & Zoning

Account Number	98019
Street Address	406 W MAIN ST
City	MORRISON
State	IL
Zip	61270-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MORRISON LOT 8 BLK 7 85900X
Legal Subdivision	CITY OF MORRISON
Legal Block	7
Legal Lot Number	8
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 W MAIN ST, MORRISON, IL 61270-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Sep 5, 2017	Warranty Deed, Transfer IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	20175173
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	406 W MAIN ST, MORRISON, IL 61270-2212
Document Number	0000006403
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 W MAIN ST MORRISON IL 612702212, MORRISON, IL 61270-2212

Mortgage

Document Number	0000006403
Date	Nov 18, 2019
Instrument	6403

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate	3.37%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 5, 2017
Property Address	406 W MAIN ST, MORRISON, IL 61270-2212
Document Number	0000005173
Instrument Date	Aug 30, 2017
Instrument	5173
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 W MAIN ST MORRISON IL 612702212, MORRISON, IL 61270-2212

Mortgage

Document Number	5174
Date	Sep 5, 2017
Instrument	5174

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$28,561 Land $1,979 Building $26,582
2024		$85,683 Land $5,937 Building $79,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Apr 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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