406 W Main St, Benson, NC 27504 Property Records

Johnston County property record for 406 W Main St, Benson, NC 27504

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,800 sqft · built 1950
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Jan 2023)
Tax Bill$3,201 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN2000248185

Property Details

APN / Parcel Number

Primary APN2000248185
Alternative APNs
  • 2000199760
  • 2000256663
  • 01019037

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,800 sqft Living Area
Gross Area3,517 sqft
1st Floor Area1,734 sqft
AtticAttic
Attic Area1,066 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
Garage Area324 sqft
CarportCarport
Carport Area324 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area373 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000256663
Street Address406 W MAIN ST
CityBENSON
StateNC
Zip27504-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionW MAIN ST PART OF BLOCK 20 3/163A
Legal SubdivisionNATHAN MCLAMB PROP
Legal Block20
JurisdictionJOHNSTON NC
Township / Civil DivisionBANNER
Census Block Group1
Census Block1026
Census Tract41402

Owner

406 W Main St is owned and occupied by two individuals who bought it in January 2023.

Source: Johnston County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address406 W MAIN ST, BENSON, NC 27504-1350
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 18, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2023 · Amount on File
Deed SaleJan 27, 2023 · Amount on File
Prior SaleMar 27, 2017 · Amount on File
Deed Document Number20232361
Deed Book / Page6413 / 528
Prior Transfer DateMar 11, 2022
Prior Transfer Doc0000801450
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJan 27, 2023
Property Address406 W MAIN ST, BENSON, NC 27504-1350
Document Number0000002361
Book / Page6413 / 528
Instrument DateJan 27, 2023
Instrument2023002361
Transaction TypeTransfer
Record UpdatedFeb 6, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 10, BENSON, NC 27504-0010

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 W MAIN ST, BENSON, NC 27504-1350

Mortgage

Document Number0000002362
DateJan 27, 2023
Instrument2023002362
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.9%
Type Change DateFeb 1, 2028
Change Frequency5 Years
Min Rate At Change3.9%
Max Rate At Change7.9%
Index5-Year TN
Max Rate11.9%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSTON NC
Recording DateMar 18, 2022
Property Address406 W MAIN ST, BENSON, NC 27504-1350
Document Number0000801450
Book / Page6212 / 882
Instrument DateMar 11, 2022
Instrument2022801450
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 10, BENSON, NC 27504-0010

Tax Assessment & Valuation

The 2026 property tax bill for 406 W Main St was $3,201, down 0.9% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBenson Town
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,201.00 (-0.87%)$285,840 (-) Land $55,000 Building $230,840$285,840 (-) Land $55,000 Building $230,840
2025$3,229.00$285,840 Land $55,000 Building $230,840$285,840 Land $55,000 Building $230,840
2023$2,472.00$193,190 Land $33,450 Building $159,740$193,190 Land $33,450 Building $159,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BENSON
serves 4,802 people · EPA ID NC0351025
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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