Johnston County property record for 406 W Main St, Benson, NC 27504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,800 sqft · built 1950 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jan 2023) |
| Tax Bill | $3,201 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000248185 |
| Primary APN | 2000248185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 3,517 sqft |
| 1st Floor Area | 1,734 sqft |
| Attic | Attic |
| Attic Area | 1,066 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 373 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000256663 |
|---|---|
| Street Address | 406 W MAIN ST |
| City | BENSON |
| State | NC |
| Zip | 27504-1350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | W MAIN ST PART OF BLOCK 20 3/163A |
| Legal Subdivision | NATHAN MCLAMB PROP |
| Legal Block | 20 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | BANNER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 41402 |
406 W Main St is owned and occupied by two individuals who bought it in January 2023.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 W MAIN ST, BENSON, NC 27504-1350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Mar 27, 2017 · Amount on File |
| Deed Document Number | 20232361 |
| Deed Book / Page | 6413 / 528 |
| Prior Transfer Date | Mar 11, 2022 |
| Prior Transfer Doc | 0000801450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 27, 2023 |
| Property Address | 406 W MAIN ST, BENSON, NC 27504-1350 |
| Document Number | 0000002361 |
| Book / Page | 6413 / 528 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023002361 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, BENSON, NC 27504-0010 |
| Name | Verified Name |
|---|---|
| Address | 406 W MAIN ST, BENSON, NC 27504-1350 |
| Document Number | 0000002362 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023002362 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 406 W MAIN ST, BENSON, NC 27504-1350 |
| Document Number | 0000801450 |
| Book / Page | 6212 / 882 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022801450 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 10, BENSON, NC 27504-0010 |
The 2026 property tax bill for 406 W Main St was $3,201, down 0.9% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Benson Town |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,201.00 (-0.87%) | $285,840 (-) Land $55,000 Building $230,840 | $285,840 (-) Land $55,000 Building $230,840 |
| 2025 | $3,229.00 | $285,840 Land $55,000 Building $230,840 | $285,840 Land $55,000 Building $230,840 |
| 2023 | $2,472.00 | $193,190 Land $33,450 Building $159,740 | $193,190 Land $33,450 Building $159,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BENSON serves 4,802 people · EPA ID NC0351025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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