406 W Doncaster Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 406 W Doncaster Ave, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details1 ba · 900 sqft · built 1965
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesFeb 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN069-44-21-009.00

Property Details

APN / Parcel Number

Primary APN069-44-21-009.00
Alternative APNs
  • 14858
  • 9504

Interior

Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area

Exterior

Year BuiltBuilt 1965
Exterior MaterialMasonite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGas

Location & Zoning

Account Number9504
Street Address406 W DONCASTER AVE
CityMIDDLESBORO
StateKY
Zip40965-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE 407 (LOT 11)
Legal Lot Number11
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group2
Census Block2026
Census Tract960600

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 W DONCASTER AVE, MIDDLESBORO, KY 40965-1342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2007
Deed SaleAug 7, 2007
Prior SaleAug 7, 2007 · Amount on Record
Deed Document Number000337/723
Deed Book / Page337 / 723
Last Transfer DateAug 6, 2013
Transfer Doc000360/307
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address406 W DONCASTER AVE, MIDDLESBORO, KY 40965-1342
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 W DONCASTER AVE, MIDDLESBORO, KY 40965-1342

Mortgage

Document Number00M342/348
DateFeb 28, 2017
Book PageM342/348
Instrument170809
Lender
NameFIRST STATE FINANCIAL INC
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 15, 2027

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,350 (+14.44%) Land $46,350$46,350 (+14.44%) Land $46,350
2023Homeowner's exemption$40,500$40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims24 (1982–2021)
Claims Outside the SFHA2 of 24
Most Recent ClaimMar 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people · EPA ID KY0070282
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on W Doncaster Ave

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