Freestone County property record for 406 W Commerce St, Fairfield, TX 75840
| Property Type | Commercial |
|---|---|
| Details | 2,448 sqft · built 1945 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,933 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00023-09557-00000-000000 |
| Primary APN | 00023-09557-00000-000000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,448 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Porch | Porch |
| Porch Area | 476 sqft |
| Account Number | 5878 |
|---|---|
| Street Address | 406 W COMMERCE ST |
| City | FAIRFIELD |
| State | TX |
| Zip | 75840-1404 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AA2 |
| Legal Description | I H REED A-23 THE PEYTON HOUSE |
| Jurisdiction | FREESTONE TX |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 300 |
406 W Commerce St, a commercial property, is owned by two individuals.
Source: Freestone County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 160 FM 2570, FAIRFIELD, TX 75840-5438 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 406 W Commerce St was $4,933, up 13.6% from the year before.
Source: Freestone County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Freestone County |
| Municipality | Fairfield City |
| Unified School District | Fairfield Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,933.00 (+13.64%) | $275,414 (+13.62%) Land $148,258 Building $127,156 | $275,414 (+13.62%) Land $148,258 Building $127,156 |
| 2025 | $4,341.00 | $242,406 Land $116,562 Building $125,844 | $242,406 Land $116,562 Building $125,844 |
| 2023 | $200,320 Land $75,920 Building $124,400 | $200,320 Land $75,920 Building $124,400 | |
| 2022 | $2,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 W Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 W Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRFIELD serves 3,005 people · EPA ID TX0810001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Mar 2025 Lead public education Dec 2024 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Spectrum.
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