406 W Cherry St, Palmyra, PA 17078 Property Records

Lebanon County property record for 406 W Cherry St, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,444 sqft · built 1924
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$3,421 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2289096-355560-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2289096-355560-0000`
Alternative APN	`38013542`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
Basement Area	704 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	406 W CHERRY ST
City	PALMYRA
State	PA
Zip	17078-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38013542
Jurisdiction	LEBANON PA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1015
Census Tract	3902

Owner

Source: Lebanon County assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 W CHERRY ST, PALMYRA, PA 17078-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	406 W CHERRY ST, PALMYRA, PA 17078-2103
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010706
Date	Sep 27, 2023
Book Page	2333/1460
Instrument	202310706

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	406 W CHERRY ST, PALMYRA, PA 17078-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003820
Date	Apr 9, 2019
Book Page	2260/5699
Instrument	201903820

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
Municipality	Palmyra Borough
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,421.00 (+14.68%)	$118,200 (-) Land $20,000 Building $98,200
2024	$2,983.00	$118,200 Land $20,000 Building $98,200
2013			$121,354 Land $20,533 Building $100,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Upward Broadband.

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