Florence County property record for 406 W Cedar St, Florence, SC 29501
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,864 sqft · built 1940 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $354,000 (Mar 2024) |
| Tax Bill | $7,054 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 90075-09-013 |
| Primary APN | 90075-09-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 3,864 sqft Total Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 137 ft deep x 55 ft wide |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Street Address | 406 W CEDAR ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5180 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | W CEDAR ST LT 21 |
| Legal Lot Number | 21 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1000 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 W CEDAR ST, FLORENCE, SC 29501-5180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Warranty Deed, Transfer · Line of Credit SAFE FCU |
| Feb 5, 2020 | Grant Deed, Transfer · Line of Credit FIRST CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Document Number | 20243051 |
| Deed Book / Page | 1091 / 795 |
| Prior Transfer Date | Aug 8, 2003 |
| Prior Transfer Doc | 0769000275 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 8, 2024 |
| Property Address | 406 W CEDAR ST # 21, 21, FLORENCE, SC 29501-5180 |
| Document Number | 0010910795 |
| Book / Page | 1091 / 795 |
| Map Reference | MB C PG 27 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024003051 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $920.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 W CEDAR ST # SI, SI, FLORENCE, SC 29501-5180 |
| Document Number | 2024003052 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2024003052 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | DMA10910800 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | DMA1091/800 |
| Instrument | 2024003052 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | 160 W WESMARK BLVD, SUMTER, SC 29150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 5, 2020 |
| Property Address | 406 W CEDAR ST # 21, 21, FLORENCE, SC 29501-5180 |
| Document Number | 0000001615 |
| Book / Page | 000837 / 001235 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 1615 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4278 MONTEREY DR FLORENCE SC 295018951, FLORENCE, SC 29501-8951 |
| Document Number | 1616 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 000837/001240 |
| Instrument | 1616 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 4, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,054.00 (+112.73%) | $14,156 (-99.82%) Land $280 Building $13,876 | $353,903 (-98.16%) Land $7,000 Building $346,903 |
| 2023 | $3,316.00 (+9.98%) Additional exemption filed | $7,707,868 (+99,898.29%) Land $280,000 Building $7,427,868 | $19,269,672 (+9,899.99%) Land $700,000 Building $18,569,672 |
| 2022 | $3,015.00 Additional exemption filed | $7,708 Land $280 Building $7,428 | $192,697 Land $7,000 Building $185,697 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1985–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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