406 W Broad St, Richmond, VA 23220 Property Records

Richmond City property record for 406 W Broad St, Richmond, VA 23220

Property Summary

Property Type	Store with Apartments
Details	7,575 sqft · built 1920
Lot Size	0.092 acres (4,008 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Oct 2018)
Tax Bill	$18,828 (2026)
Deeds & Mortgages	Jan 2021 Construction Loan Jan 2020 Line of Credit + 1 more
APN	`N-000-0206-019`

Property Details

APN / Parcel Number

Primary APN	`N-000-0206-019`

Interior

Total Rooms	16 Rooms
Units	14 Units
Stories	3 Stories
Building Area	7,575 sqft Total Area
Basement Area	2,525 sqft
Unfinished Basement	2,525 sqft
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1973
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	133 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 W BROAD ST
City	RICHMOND
State	VA
Zip	23220-4221
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	B-4 CENTRA
Legal Description	0030.02X0133.87 0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3015
Census Tract	30200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broad Street Commercial Historic District listed 1987 · 128 contributing resources · NRIS 87000611

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 29867, HENRICO, VA 23242-0867
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Oct 16, 2018	Grant Deed, Transfer SONA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	201821296
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Recording Date	Jan 13, 2021
Property Address	406 W BROAD ST, RICHMOND, VA 23220-4221
Document Number	0000001064
Instrument Date	Jan 12, 2021
Instrument	1064
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000001064
Date	Jan 13, 2021
Instrument	1064

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2022

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	406 W BROAD ST, RICHMOND, VA 23220-4221
Document Number	0000000729
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 W BROAD ST RICHMOND VA 232204221, RICHMOND, VA 23220-4221

Mortgage

Document Number	0000000729
Date	Jan 13, 2020
Instrument	729

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2021

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Oct 16, 2018
Property Address	406 W BROAD ST, RICHMOND, VA 23220-4221
Document Number	0000021296
Instrument Date	Sep 8, 2018
Instrument	21296
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 29867 HENRICO VA 232420867, HENRICO, VA 23242-0867

Mortgage

Document Number	21297
Date	Oct 16, 2018
Instrument	21297

Lender

Name	SONA BK

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,828.00 (+2.55%)	$1,569,000 (+2.55%) Land $220,000 Building $1,349,000	$1,569,000 (+2.55%) Land $220,000 Building $1,349,000
2025	$18,360.00 (+91,7%)	$1,530,000 (+4.15%) Land $220,000 Building $1,310,000	$1,530,000 (+4.15%) Land $220,000 Building $1,310,000
2024		$1,469,000 Land $220,000 Building $1,249,000
2023			$1,469,000 Land $220,000 Building $1,249,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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