406 W 9th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 406 W 9th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,916 sqft · built 1910
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2017)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0035020000`

Property Details

APN / Parcel Number

Primary APN	`0035020000`
Alternative APN	`0000350200`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
1st Floor Area	776 sqft
Basement Area	194 sqft
Unfinished Basement	194 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	172 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	100 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	406 W 9TH ST
City	SHELDON
State	IA
Zip	51201-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION E 50 OF S 1/2 OF 10 BLK 44
Legal Subdivision	SECOND ADDITION
Legal Block	44
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2027
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 W 9TH ST, SHELDON, IA 51201-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20172701
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	406 W 9TH ST, SHELDON, IA 51201-1426
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100860
Date	Mar 18, 2021
Instrument	2021-00860

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 29, 2017
Property Address	406 W 9TH ST, SHELDON, IA 51201-1426
Document Number	201702701
Instrument Date	Nov 1, 2017
Instrument	2017-02701
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 W 9TH ST, SHELDON, IA 51201-1426

Mortgage

Document Number	201702702
Date	Nov 29, 2017
Instrument	2017-02702

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+10.75%)	$152,570 (+19.52%) Land $8,030 Building $144,540	$152,570 (+19.52%) Land $8,030 Building $144,540
2024	$2,102.00 (+38.47%)
2023		$127,650 (+49.21%) Land $8,030 Building $119,620	$127,650 (+49.21%) Land $8,030 Building $119,620
2022	$1,518.00	$85,550 Land $5,350 Building $80,200
2021			$85,550 Land $5,350 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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