Keith County property record for 406 W 7th St, Ogallala, NE 69153
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,540 sqft · built 1945 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,462 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071-00-0-00620-004-0021 |
| Primary APN | 3071-00-0-00620-004-0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 2,040 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 940 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 9 sqft |
| Patio Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 W 7TH ST |
|---|---|
| City | OGALLALA |
| State | NE |
| Zip | 69153-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02-MULTI-F |
| Legal Description | LOT 2 BLK 4 SEARLE'S 1ST ADD 1----16 |
| Legal Range | 38 |
| Legal Township | 13 |
| Legal Section | 06 |
| Legal Subdivision | SEARLES 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | KEITH NE |
| Township / Civil Division | OGALLALA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 100 |
Source: Keith County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 W 7TH ST, OGALLALA, NE 69153-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2005 |
| Transfer Doc | 000098/069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEITH NE |
| Property Address | 406 W 7TH ST, OGALLALA, NE 69153-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202300553 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-00553 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEITH NE |
| Property Address | 406 W 7TH ST, OGALLALA, NE 69153-1302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000022 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 2020-00022 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | OGALLALA, NE 69153 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Keith County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Keith County |
| Municipality | Ogallala City |
| Unified School District | Ogallala Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,190 (+10.91%) Land $12,150 Building $140,040 | $152,190 (+10.91%) Land $12,150 Building $140,040 | |
| 2025 | $1,462.00 (-15.88%) | $137,215 (+10.13%) Land $12,150 Building $125,065 | $137,215 (+10.13%) Land $12,150 Building $125,065 |
| 2023 | $1,738.00 | $124,595 Land $10,125 Building $114,470 | $124,595 Land $10,125 Building $114,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2005
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OGALLALA serves 4,878 people · EPA ID NE3110102 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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