Whatcom County property record for 406 W 2nd St, Everson, WA 98247 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1972 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Oct 2025) |
| Tax Bill | $3,904 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Jul 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 116037 |
| Primary APN | 116037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 224 sqft |
| Storage Building | 112 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 116037 |
|---|---|
| Street Address | 406 W 2ND ST |
| City | EVERSON |
| State | WA |
| Zip | 98247-9591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLANKER'S FIRST ADD TO EVERSON LOT 10 BLK 1 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 30 |
| Legal Subdivision | EVERSON |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 116037
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 19, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC |
| Oct 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Apr 01, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Jun 16, 2000 · Amount on Record |
| Deed Document Number | 2025-1000095 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MORTGAGE STLMT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000400139 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021-0400139 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 887 Months |
| Due | Mar 23, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.21% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Document Number | 0000701894 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022-0701894 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 872 Months |
| Due | Mar 23, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 8.94% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 01, 2025 |
| Property Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Document Number | 0001000095 |
| Map Reference | VOL 8 PG 23 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025-1000095 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | UNKNOWN, WHATCOM LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,365.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Document Number | 0001000096 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025-1000096 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 406 W 2ND ST, EVERSON, WA 98247-9591 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MORTGAGE STLMT SVCS |
| Name | Verified Name |
|---|
| Document Number | 20210400139 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021-0400139 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 887 Months |
| Due | Mar 23, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.21% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,904.00 (+5.77%) | $424,242 (+5.78%) Land $188,100 Building $236,142 | $424,242 (+5.78%) Land $188,100 Building $236,142 |
| 2024 | $3,691.00 (+18.61%) | $401,042 (+11%) Land $137,744 Building $263,298 | $401,042 (+11%) Land $137,744 Building $263,298 |
| 2022 | $361,306 Land $124,096 Building $237,210 | $361,306 Land $124,096 Building $237,210 | |
| 2021 | $3,112.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 126 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 131 units insured 5 under condo master policies |
| Nearby Flood Claims | 123 (2020–2025) |
| Claims Outside the SFHA | 6 of 123 |
| Most Recent Claim | Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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