406 W 16th St, Covington, KY 41014 Property Records

Kenton County property record for 406 W 16th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 807 sqft · built 1905
Lot Size	0.099 acres (4,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Aug 2023)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-11-12-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-11-12-002.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	807 sqft Finished Area
Gross Area	1,297 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Metal
Lot Area	4,323 sqft (0.099 acres)
Lot Dimensions	102 ft deep x 42 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	406 W 16TH ST
City	COVINGTON
State	KY
Zip	41014-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK E PT LOT 19 SEC 2 21.5FT NS 16TH 42.0X102.92 IRREG
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	2
Legal Lot Number	19
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8300 HIGHWAY 330, CORINTH, KY 41010-4940
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	May 5, 2003 · Amount on Record
Deed Document Number	2023116
Deed Book / Page	240 / 96
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 7, 2023
Property Address	406 W 16TH ST, COVINGTON, KY 41014-1002
Document Number	0005900116
Book / Page	KC 240 / 96
Instrument Date	Aug 4, 2023
Instrument	23080705900116
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 214, WILLIAMSTOWN, KY 41097-0214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8300 HIGHWAY 330, CORINTH, KY 41010-4940

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-) Land $10,000 Building $90,000	$100,000 (-) Land $10,000 Building $90,000
2025	$1,325.00 (+21.67%)	$100,000 (+22.25%) Land $5,000 Building $95,000	$100,000 (+22.25%) Land $5,000 Building $95,000
2023	$1,089.00 (+0.83%)	$81,800 (-) Land $5,000 Building $76,800	$81,800 (-) Land $5,000 Building $76,800
2022	$1,080.00	$81,800 Land $5,000 Building $76,800	$81,800 Land $5,000 Building $76,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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