406 W 12th St, Cisco, TX 76437 Property Records

Eastland County property record for 406 W 12th St, Cisco, TX 76437

Property Summary

Property TypeSingle Family Home
Details1 ba · 974 sqft · built 1945
Lot Size0.116 acres (5,053 sqft)
Owner2 Individual Names on File
Last Sale$32,562 (May 2022)
Tax Bill$968 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Jun 2023 Mortgage
APN06880-08880-00000-000000

Property Details

APN / Parcel Number

Primary APN06880-08880-00000-000000
Alternative APN
  • 4516

Interior

Full Baths1 Bath
Building Area974 sqft Total Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Roof TypeGable
Lot Area5,053 sqft (0.116 acres)
Lot Dimensions115 ft deep x 44 ft wide
PorchPorch
Porch Area70 sqft

Location & Zoning

Account Number068800888000000000000
Street Address406 W 12TH ST
CityCISCO
StateTX
Zip76437-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7 LESS W 6 BLK 84 OT CISCO (44X115)
Legal SubdivisionOT CISCO
Legal Block84
Legal Lot Number7
JurisdictionEASTLAND TX
Township / Civil DivisionCISCO
Census Block Group3
Census Block3054
Census Tract950301

Owner

406 W 12th St is owned by two individuals who bought it in May 2022.

Source: Eastland County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address609 W 7TH ST, CISCO, TX 76437-3019
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Jun 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on File
Deed SaleMay 6, 2022 · Amount on File
Prior SaleMar 27, 2019
Deed Document Number20221381
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEASTLAND TX
Property Address406 W 12TH ST, CISCO, TX 76437-3810
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025002739
DateSep 16, 2025
Instrument2025-002739
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressEASTLAND, TX 76448
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 15, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEASTLAND TX
Property Address406 W 12TH ST, CISCO, TX 76437-3810
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023001733
DateJun 16, 2023
Instrument2023-001733
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Address76488
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 406 W 12th St was $968, up 0.1% from the year before.

Source: Eastland County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEastland County
MunicipalityCisco City
Unified School DistrictCisco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$968.00 (+0.1%)$54,980 (-) Land $6,600 Building $48,380$54,980 (-) Land $6,600 Building $48,380
2025$967.00$54,980 Land $6,600 Building $48,380$54,980 Land $6,600 Building $48,380
2023$48,520 Land $1,100 Building $47,420$48,520 Land $1,100 Building $47,420
2022$1,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 406 W 12th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W 12th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CISCO
serves 4,076 people · EPA ID TX0670001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Chlorite
resolved · Sep 2021
Chlorine dioxide
resolved · Aug 2019
Treatment and ProcedureColiform corrective action
Dec 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Optimum
Cable
940 / 35
New Source Broadband
Fixed Wireless
100 / 50

May also be available: AT&T.

Nearby Properties on W 12th St

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