406 Via Dichosa, Santa Barbara, CA 93110 Property Records

Santa Barbara County property record for 406 Via Dichosa, Santa Barbara, CA 93110

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,968 sqft · built 2022
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Mar 2018)
Tax Bill	$23,280 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`061-301-051`

Property Details

APN / Parcel Number

Primary APN	`061-301-051`
Alternative APN	`06130151`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,968 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	83,200 sqft (1.91 acres)

Location & Zoning

Street Address	406 VIA DICHOSA
City	SANTA BARBARA
State	CA
Zip	93110-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15EX1
Legal Subdivision	HOPE RANCH
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2006
Census Tract	3007

Owner

406 Via Dichosa is owner-occupied and held in a trust since March 2018.

Source: Santa Barbara County records, as of October 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN RIVIERA BANK
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 22, 2025	Intrafamily Transfer, Transfer
Oct 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN RIVIERA BANK
Mar 13, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Deed Document Number	20189713
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	0000063661
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 4, 2026
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Document Number	0000030498
Instrument Date	Aug 18, 2026
Instrument	202630498
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213

Mortgage

Document Number	0000030499,
Date	Sep 4, 2026
Instrument	202630499

Lender

Name	AMERICAN RIVIERA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213

Mortgage

Document Number	0000028649
Date	Jun 16, 2022
Instrument	2022-0028649

Lender

Name	FIRST BANK
Type	Bank
Address	SANTA BARBARA, CA 93105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 22, 2025
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Document Number	0000032729
Instrument Date	Oct 15, 2025
Instrument	2025-0032729
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045364
Date	Oct 9, 2019
Instrument	2019-0045364

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 13, 2018
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Document Number	0000009713
Instrument Date	Mar 8, 2018
Instrument	9713
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2519 FOOTHILL LN SANTA BARBARA CA 931052320, SANTA BARBARA, CA 93105-2320

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 29, 2017
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Document Number	0000063661
Instrument Date	Dec 28, 2017
Instrument	63661
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	404 VIA DICHOSA SANTA BARBARA CA 93110, SANTA BARBARA, CA 93110

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 14, 2017
Property Address	406 VIA DICHOSA, SANTA BARBARA, CA 93110-2213
Document Number	0000060163
Instrument Date	Dec 7, 2017
Instrument	60163
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 30411 SANTA BARBARA CA 931300411, SANTA BARBARA, CA 93130-0411

Tax Assessment & Valuation

The 2025 property tax bill for 406 Via Dichosa was $23,280.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,208,856 (+2%) Land $983,257 Building $1,225,599
2025	$23,280.00	$2,165,546 Land $963,978 Building $1,201,568
2023	$22,403.00 (-12.39%)	$2,081,457 Land $926,547 Building $1,154,910
2022	$25,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Via Dichosa in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Via Dichosa is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CUMBRE MUTUAL WATER CO private · serves 4,861 people · EPA ID CA4210024
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Frontier, GeoLinks, T-Mobile.

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