Webster County property record for 406 Union St, Providence, KY 42450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,201 sqft |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2026) |
| Tax Bill | $31 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PR2-006-010-001 |
| Primary APN | PR2-006-010-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Stucco |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 161 sqft |
| Patio Area | 67 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4879 |
|---|---|
| Street Address | 406 UNION ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.48 ACRES |
| Legal Subdivision | UNION STREET ADDITION |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 960400 |
Source: Webster County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE |
| Jun 30, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Deed Document Number | 2026472320 |
| Deed Book / Page | 330 / 550 |
| Prior Transfer Date | Apr 6, 2010 |
| Prior Transfer Doc | DEED274/767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Document Number | 0000472320 |
| Book / Page | 330 / 550 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026472320 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Document Number | 0000472320, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 411/448 |
| Instrument | 2026472320 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Number | 0411000483, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 411/483 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jul 1, 2041 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Jun 30, 2026 |
| Property Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Document Number | 0000472319 |
| Book / Page | 330 / 546 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026472319 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 406 UNION ST, PROVIDENCE, KY 42450-1134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 200 CEDAR ST, PROVIDENCE, KY 42450-1406 |
| Document Number | MTG358/325 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | MTG 358/325 |
| Instrument | 417913 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Aug 15, 2043 |
Source: Webster County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31.00 | $3,000 (-) | $3,000 (-) |
| 2023 | $31.00 | $3,000 | $3,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jun 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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