406 Two Mile Rd, Howard, PA 16841 Property Records

Centre County property record for 406 Two Mile Rd, Howard, PA 16841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,599 sqft · built 2006
Lot Size	5.68 acres (247,421 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Oct 2005)
Tax Bill	$8,724 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-006-,115-,0000`

Property Details

APN / Parcel Number

Primary APN	`09-006-,115-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,599 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	247,421 sqft (5.68 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	406 TWO MILE RD
City	HOWARD
State	PA
Zip	16841-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE WOODS AT SAND RIDGE SUBDIVISION
Jurisdiction	CENTRE PA
Township / Civil Division	MARION
Census Block Group	1
Census Block	1025
Census Tract	10700

Owner

406 Two Mile Rd is owned and occupied by an individual who bought it in October 2005.

Source: Centre County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	406 TWO MILE RD, HOWARD, PA 16841-3735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Feb 18, 2009	Deed of Trust, Mortgage NORTHWEST SAVINGS BANK
Feb 21, 2006	Deed of Trust, Mortgage · FHA Mortgage NORTHWEST SAVINGS BANK
Oct 17, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2005 · Amount on File
Deed Sale	Oct 17, 2005 · Amount on File
Deed Document Number	2005986
Deed Book / Page	1886 / 319
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	406 TWO MILE RD, HOWARD, PA 16841-3735
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002258/532
Date	Oct 2, 2020
Book Page	2258/532

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2040

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	406 TWO MILE RD, HOWARD, PA 16841-3735
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02028/0277
Date	Feb 18, 2009
Book Page	2028/0277

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	406 TWO MILE RD, HOWARD, PA 16841-3735
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01925/1044
Date	Feb 21, 2006
Book Page	1925/1044
Instrument	001027

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	100 LIBERTY ST, WARREN, PA 16365

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	367 Months
Due	Sep 1, 2036

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Oct 17, 2005
Property Address	406 TWO MILE RD, HOWARD, PA 16841-3735
Document Number	01886/0319
Book / Page	1886 / 0319
Map Reference	MB74 PG196-204
Instrument Date	Oct 10, 2005
Instrument	000986
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Tax	$599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 RIVER AVE, WILLIAMSPORT, PA 17701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LONG RUN RD, MILL HALL, PA 17751-8858

Tax Assessment & Valuation

The 2026 property tax bill for 406 Two Mile Rd was $8,724.

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Marion Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,724.00	$129,155 Land $22,265 Building $106,890
2025			$258,310 Land $44,530 Building $213,780
2024	$7,917.00	$129,155 Land $22,265 Building $106,890
1994			$258,310 Land $44,530 Building $213,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Two Mile Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Two Mile Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER TWP WATER ASSN private · serves 3,250 people · EPA ID PA4140120
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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