Bell County property record for 406 Trey, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,666 sqft · built 2013 |
| Lot Size | 0.193 acres (8,416 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,656 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375863414 |
| Primary APN | 0375863414 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Year Built | Built 2013 |
|---|---|
| Lot Area | 8,416 sqft (0.193 acres) |
| Lot Dimensions | 128 ft deep x 66 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Canopy | 176 sqft |
| Account Number | 863346 |
|---|---|
| Street Address | 406 TREY |
| City | TROY |
| State | TX |
| Zip | 76579-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIVE AND ONE ADDITION, BLOCK 005, LOT 0021 |
| Legal Subdivision | FIVE AND ONE ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 20102 |
Source: Bell County records · APN 0375863414
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 406 TREY, TROY, TX 76579-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Sep 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 01, 2019 | Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2019 |
| Deed Sale | Aug 01, 2019 |
| Prior Sale | Dec 26, 2013 |
| Deed Document Number | 2019-00034001 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 406 TREY, TROY, TX 76579-2826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 406 TREY, TROY, TX 76579-2826 |
| Document Number | 0000048069 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025048069 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 406 TREY, TROY, TX 76579-2826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 406 TREY, TROY, TX 76579-2826 |
| Document Number | 0000040695 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023040695 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Aug 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 01, 2019 |
| Property Address | 406 TREY, TROY, TX 76579-2826 |
| Document Number | 0000034001 |
| Map Reference | CAB D SL 182C&D |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019-00034001 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 TREY, TROY, TX 76579-2826 |
| Document Number | 0000034002 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 2019-00034002 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,656.00 (+1.26%) | $277,517 Land $32,000 Building $245,517 | $277,517 Land $32,000 Building $245,517 |
| 2022 | $4,598.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TROY serves 4,367 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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