406 Trail Rd, Franklin, VA 23851 Property Records

Franklin City property record for 406 Trail Rd, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,010 sqft · built 2005
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Jan 2018)
Tax Bill	$3,059 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
APN	`036 212 15`

Property Details

APN / Parcel Number

Primary APN	`036 212 15`
Alternative APN	`3559`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,782 sqft (0.523 acres)
Terrain	Rolling
Garage Area	400 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3559
Street Address	406 TRAIL RD
City	FRANKLIN
State	VA
Zip	23851-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	0 523 ACRES LOT 15 JOYNER FARM PHASE 1 SECTION 1 TRAIL ROAD 036-(212)-15
Legal Subdivision	JOYNER FARM
Legal Phase	1
Legal Lot Number	15
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3005
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	406 TRAIL RD, FRANKLIN, VA 23851-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	201888
Transfer Doc	01300/1965
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jan 16, 2018
Property Address	406 TRAIL RD, FRANKLIN, VA 23851-2909
Document Number	0180000088
Instrument Date	Jan 9, 2018
Instrument	180000088
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TRAIL RD, FRANKLIN, VA 23851-2909

Mortgage

Document Number	0180000089
Date	Jan 16, 2018
Instrument	180000089

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,059.00 (+7.22%)	$297,000 (+7.22%) Land $55,000 Building $242,000	$297,000 (+7.22%) Land $55,000 Building $242,000
2025	$2,853.00 (+57.89%)	$277,000 (+30.17%) Land $55,000 Building $222,000	$277,000 (+30.17%) Land $55,000 Building $222,000
2023		$212,800 Land $45,100 Building $167,700	$212,800 Land $45,100 Building $167,700
2019	$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail Rd

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