Contra Costa County property record for 406 Tradewinds Ct, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,724 sqft · built 1997 |
| Lot Size | 0.098 acres (4,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jul 2019) |
| Tax Bill | $8,935 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-200-044-8 |
| Primary APN | 099-200-044-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 743 sqft |
| 2nd Floor Area | 981 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 4,280 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 TRADEWINDS CT |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-6797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T7838 L44 |
| Legal Subdivision | SUBDIVISION 7838 |
| Legal Tract | 7838 |
| Legal Lot Number | 44 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 315000 |
406 Tradewinds Ct is owned and occupied by an individual who bought it in July 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 TRADEWINDS CT, BAY POINT, CA 94565-6797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Prior Sale | May 29, 2008 · Amount on File |
| Deed Document Number | 2019116748 |
| Prior Transfer Date | May 22, 2008 |
| Prior Transfer Doc | 0000118628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 26, 2019 |
| Property Address | 406 TRADEWINDS CT, BAY POINT, CA 94565-6797 |
| Document Number | 0000116748 |
| Map Reference | MB 468 PG 15 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 2019-116748 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 TRADEWINDS CT, BAY POINT, CA 94565-6797 |
| Document Number | 0000116749 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019-116749 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 406 Tradewinds Ct was $8,935.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $652,572 (+2%) Land $200,791 Building $451,781 | |
| 2025 | $8,935.00 | $639,777 Land $196,854 Building $442,923 |
| 2023 | $8,548.00 (+1%) | $614,936 Land $189,211 Building $425,725 |
| 2022 | $8,463.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 406 Tradewinds Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Tradewinds Ct is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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