406 Torbert Loop, Stafford, VA 22554 Property Records

Stafford County property record for 406 Torbert Loop, Stafford, VA 22554 · Last verified November 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2001
Square Footage	1,332 sqft Living Area
Lot Size	1,799 sqft (0.041 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2006)
Tax Bill	$3,134.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30S-3-178`
Alternative APNs	`030S 3 178` `21488`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,332 sqft Living Area
Basement Area	640 sqft Basement
Finished Basement	640 sqft Finished
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Architectural Style	Other Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,799 sqft (0.041 acres)

Exterior Amenities

Fence	Fence
Patio Area	96 sqft Patio
Porch	Enclosed Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	21488
Old Parcel Number	030S 3 178
Street Address	406 TORBERT LOOP
City	STAFFORD
State	VA
Zip	22554-8453
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 178 SEC 3 1800 SQFT PHASE 2A STONE RIVER
Legal Subdivision	STONE RIVER PH 2A
Legal Lot Number	178
Jurisdiction	STAFFORD VA
Minor Civil Division	AQUIA
Census Blockgroup	4
Census Block	4002
Census Tract	10105

Owner

Source: Stafford County records · APN 30S-3-178

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	406 TORBERT LOOP, STAFFORD, VA 22554-8453
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Prior Sale	Jan 05, 2005 · Amount on Record
Deed Doc Number	60031465
Record Refreshed	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	406 TORBERT LOOP, STAFFORD, VA 22554-8453
Document Number	200002244
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TORBERT LOOP STAFFORD VA 225548453, STAFFORD, VA 22554-8453

Mortgage

Document Number	200002244
Date	Jan 30, 2020
Instrument	2244

Lender

Name	TRUIST BK

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (+9.93%)	$334,600 (+10.9%) Land $115,000 Building $219,600	$334,600 (+10.9%) Land $115,000 Building $219,600
2023	$2,851.00 (+16.41%)	$301,700 Land $95,000 Building $206,700	$301,700 Land $95,000 Building $206,700
2021	$2,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.