406 Tara Ln, Troup, TX 75789 Property Records

Smith County property record for 406 Tara Ln, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 2017
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$61,900 (Mar 2021)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R147131`

Property Details

APN / Parcel Number

Primary APN	`R147131`
Alternative APN	`1-50050-0005-00-002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Heated Area
1st Floor Area	2,336 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Porch	Slab
Porch Area	189 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147131
Street Address	406 TARA LN
City	TROUP
State	TX
Zip	75789-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA HEIGHTS SUBD. BLOCK E LOT 2 RESOLUTION 29308 6-16-2010 CITY TROUP-SUBD NAME CHANGE...MAJOR HOLLOWAY ADDN TO MAGNOLIA
Legal Subdivision	MAGNOLIA HEIGHTS SUBD
Legal Block	E
Legal Lot Number	2
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	3
Census Block	3091
Census Tract	2101

Owner

Source: Smith County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 TARA LN, TROUP, TX 75789-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Vendor's Lien, Transfer · FHA Mortgage QUICK LENDING LLC
Aug 9, 2019	Warranty Deed, Transfer QUICKEN LNS
Nov 13, 2017	Deed of Trust, Mortgage ALTRA FCU
Jul 7, 2017	Deed of Trust, Mortgage ALTRA FCU
May 3, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20211007528
Record Updated	Jun 8, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Mar 1, 2021
Property Address	406 TARA LN, TROUP, TX 75789-1730
Document Number	0001007528
Map Reference	CAB E SL 47-C
Instrument Date	Feb 25, 2021
Instrument	202101007528
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 JARA LANE, TROUP, TX 75789

Mortgage

Document Number	0001007529
Date	Mar 1, 2021
Instrument	202101007529

Lender

Name	QUICK LENDING LLC
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Aug 9, 2019
Property Address	406 TARA LN, TROUP, TX 75789-1730
Document Number	0000026319
Instrument Date	Aug 7, 2019
Instrument	26319
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TARA LN TROUP TX 757891730, TROUP, TX 75789-1730

Mortgage

Document Number	26286
Date	Aug 9, 2019
Instrument	26286

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	406 TARA LN, TROUP, TX 75789-1730
Document Number	0000047542
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TARA LN TROUP TX 757891730, TROUP, TX 75789-1730

Mortgage

Document Number	0000047542
Date	Nov 17, 2017
Instrument	47542

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 16, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	406 TARA LN, TROUP, TX 75789-1730
Document Number	0000026530
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 169 TROUP TX 757890169, TROUP, TX 75789-0169

Mortgage

Document Number	0000026530
Date	Jul 10, 2017
Instrument	26530

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	May 3, 2017
Property Address	406 TARA LN, TROUP, TX 75789-1730
Document Number	0000017339
Instrument Date	May 2, 2017
Instrument	17339
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 TARA LN TROUP TX 757891731, TROUP, TX 75789-1731

Tax Assessment & Valuation

Source: Smith County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Troup City
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (-43.28%) Homeowner's exemption	$191,893 (-22.57%) Land $22,604 Building $169,289	$191,893 (-22.57%) Land $22,604 Building $169,289
2024	$4,265.00 (+18.44%)
2023	$3,601.00 (-4.76%) Homeowner's exemption	$247,835 Land $31,776 Building $216,059	$247,835 Land $31,776 Building $216,059
2022	$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROUP serves 2,006 people · EPA ID TX2120003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etex Telephone, Spectrum, T-Mobile.

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